934 Rio Lindo, San Clemente, CA 92672 Property Records

Orange County property record for 934 Rio Lindo, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 1996
Lot Size	0.141 acres (6,160 sqft)
Owner	2 Company Names on Record
Last Sale	$1,020,000 (Feb 2006)
Tax Bill	$11,538 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`688-231-41`

Property Details

APN / Parcel Number

Primary APN	`688-231-41`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,670 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,160 sqft (0.141 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	934 RIO LINDO
City	SAN CLEMENTE
State	CA
Zip	92672-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 60
Legal Subdivision	TRACT NO 14759
Legal Tract	14759
Legal Lot Number	60
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN ADVANTAGE INC
Sep 8, 2020	Grant Deed, Transfer · Line of Credit BBVA USA
Oct 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2006 · Amount on Record
Deed Sale	Feb 28, 2006 · Amount on Record
Prior Sale	Dec 5, 1996 · Amount on Record
Deed Document Number	2006135421
Last Transfer Date	Oct 16, 2019
Transfer Doc	0000416184
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 31, 2026
Property Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200
Document Number	0000091609
Map Reference	MB 707 PG 13-22
Instrument Date	Mar 11, 2026
Instrument	2026000091609
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200

Mortgage

Document Number	0000011959
Date	Jan 18, 2024
Instrument	2024000011959

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200

Mortgage

Document Number	0000646877
Date	Oct 22, 2021
Instrument	2021000646877

Lender

Name	FRANKLIN ADVANTAGE INC
Type	Mortgage Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 8, 2020
Property Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200
Document Number	0000473920
Instrument Date	Jul 28, 2020
Instrument	473920
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	934 RIO LINDO SAN CLEMENTE CA 926727200, SAN CLEMENTE, CA 92672-7200

Mortgage

Document Number	473922
Date	Sep 8, 2020
Instrument	473922

Lender

Name	BBVA USA
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 7, 2045

Interest

Rate Type	Adjustable Rate

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 23, 2019
Property Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200
Document Number	0000416184
Map Reference	MB 707 PG 13-22
Instrument Date	Oct 16, 2019
Instrument	2019000416184
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	934 RIO LINDO, SAN CLEMENTE, CA 92672-7200

Mortgage

Document Number	0000416185
Date	Oct 23, 2019
Instrument	2019000416185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,164,804 (+2%) Land $792,456 Building $372,348
2025	$11,538.00 (+1.69%)	$1,141,965 (+4.04%) Land $776,917 Building $365,048
2024	$11,346.00 (+2.16%)
2023	$11,106.00 (+1.95%)	$1,097,622 Land $746,748 Building $350,874
2022	$10,894.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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