933 Rio Lindo, San Clemente, CA 92672 Property Records

Orange County property record for 933 Rio Lindo, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 1996
Lot Size	0.126 acres (5,472 sqft)
Owner	2 Individual Names on File
Last Sale	$945,000 (Dec 2019)
Tax Bill	$10,444 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`688-231-49`

Property Details

APN / Parcel Number

Primary APN	`688-231-49`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,670 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,472 sqft (0.126 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	933 RIO LINDO
City	SAN CLEMENTE
State	CA
Zip	92672-7201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 109
Legal Subdivision	TRACT NO 14759
Legal Tract	14759
Legal Lot Number	109
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4009
Census Tract	42109

Owner

933 Rio Lindo is owned and occupied by two individuals who bought it in December 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	933 RIO LINDO, SAN CLEMENTE, CA 92672-7201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 12, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Prior Sale	Dec 1, 2009 · Amount on File
Deed Document Number	2019521723
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0000610508
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	933 RIO LINDO, SAN CLEMENTE, CA 92672-7201
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 RIO LINDO, SAN CLEMENTE, CA 92672-7201

Mortgage

Document Number	0000539520
Date	Aug 27, 2021
Instrument	2021000539520

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	933 RIO LINDO, SAN CLEMENTE, CA 92672-7201
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 RIO LINDO, SAN CLEMENTE, CA 92672-7201

Mortgage

Document Number	0000194664
Date	Mar 22, 2021
Instrument	2021000194664

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 12, 2019
Property Address	933 RIO LINDO, SAN CLEMENTE, CA 92672-7201
Document Number	0000521723
Instrument Date	Dec 6, 2019
Instrument	521723
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	933 RIO LINDO SAN CLEMENTE CA 926727201, SAN CLEMENTE, CA 92672-7201

Mortgage

Document Number	521724
Date	Dec 12, 2019
Instrument	521724

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 933 Rio Lindo was $10,444, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,054,162 (+2%) Land $636,099 Building $418,063
2025	$10,444.00 (+1.69%)	$1,033,493 Land $623,627 Building $409,866
2024	$10,270.00 (+2.16%)
2023	$10,053.00 (+1.94%)	$993,362 Land $599,411 Building $393,951
2022	$9,862.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 933 Rio Lindo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 933 Rio Lindo is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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