934 20 Rd, Fruita, CO 81521 Property Records

Mesa County property record for 934 20 Rd, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,848 sqft · built 1908
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2020)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-233-00-480`

Property Details

APN / Parcel Number

Primary APN	`2697-233-00-480`
Alternative APN	`R014241`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1916
Architectural Style	Multi-Level
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	151,153 sqft (3.47 acres)
Patio Area	285 sqft
Shed	1 Shed
Stable	Stable

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R014241
Street Address	934 20 RD
City	FRUITA
State	CO
Zip	81521-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR NW4SW4 SEC 23 1N 2W N 389.75FT S 88DEG59 30SEC E 391.91FT S 0DEG09 E 380.91FT S 89DEG43 W 392.86FT TO BEG
Legal Range	002
Legal Township	01N
Legal Section	23
Legal Lot Number	480
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	2
Census Block	2037
Census Tract	1502

Owner

934 20 Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	934 20 RD, FRUITA, CO 81521-9307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
May 11, 2020	Grant Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Sep 22, 1995 · Amount on File
Deed Document Number	20202923713
Prior Transfer Date	Nov 19, 2017
Prior Transfer Doc	0002821844
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	934 20 RD, FRUITA, CO 81521-9307
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002921191
Date	Apr 20, 2020
Instrument	2921191

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	May 11, 2020
Property Address	934 20 RD, FRUITA, CO 81521-9307
Document Number	0002923713
Instrument Date	May 8, 2020
Instrument	2923713
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	934 20 RD FRUITA CO 815219307, FRUITA, CO 81521-9307

Mortgage

Document Number	2923714
Date	May 11, 2020
Instrument	2923714

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 934 20 Rd was $2,121, up 5.1% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00 (+5.05%)	$29,150 (+3.15%) Land $18,440 Building $10,710	$466,360 Land $295,000 Building $171,360
2024	$2,019.00 (+0.6%)	$28,260 (-) Land $21,930 Building $6,330
2023	$2,007.00 (+22.15%)	$28,260 (+24.38%) Land $21,930 Building $6,330	$421,810 Land $327,320 Building $94,490
2022	$1,643.00	$22,720 Land $12,510 Building $10,210
2021			$326,840 Land $180,000 Building $146,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 934 20 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 934 20 Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on 20 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures