948 20 Rd, Fruita, CO 81521 Property Records

Mesa County property record for 948 20 Rd, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,324 sqft · built 1982
Lot Size	0.193 acres (8,411 sqft)
Owner	2 Individual Names on File
Last Sale	$704,000 (Oct 2025)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-233-00-731`

Property Details

APN / Parcel Number

Primary APN	`2697-233-00-731`
Alternative APN	`R014244`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	2,324 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,411 sqft (0.193 acres)
Garage Type	Attached
Garage Area	624 sqft

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R014244
Street Address	948 20 RD
City	FRUITA
State	CO
Zip	81521-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG W4 COR SEC 23 1N 2W UM N 89DEG38 E 280FT S 411.32FT W 280FT N 409.5FT TO BEG EXC N 25FT & ALSO EXC W 30FT FOR RD ROW AS PER B-1346 P-338 MESA CO RECORDS
Legal Range	002
Legal Township	01N
Legal Section	23
Legal Lot Number	731
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	2
Census Block	2037
Census Tract	1502

Owner

948 20 Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Mesa County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	948 20 RD, FRUITA, CO 81521-9307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Dec 10, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Dec 10, 2021 · Amount on File
Deed Document Number	20253138635
Prior Transfer Date	May 2, 2016
Prior Transfer Doc	0002759109
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Oct 1, 2025
Property Address	948 20 RD, FRUITA, CO 81521-9307
Document Number	0003138635
Instrument Date	Sep 29, 2025
Instrument	3138635
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$70.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	948 20 RD, FRUITA, CO 81521-9307

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 10, 2021
Property Address	948 20 RD, FRUITA, CO 81521-9307
Document Number	0003011563
Instrument Date	Dec 9, 2021
Instrument	3011563
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9400 20 ROAD, FRUITA, CO 81521

Mortgage

Document Number	0003011564
Date	Dec 10, 2021
Instrument	3011564

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 948 20 Rd was $2,300, down 17.4% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (-17.36%)	$31,610 (-18.84%) Land $14,060 Building $17,550	$505,750 Land $225,000 Building $280,750
2024	$2,783.00 (+0.61%)	$38,950 (-) Land $19,710 Building $19,240
2023	$2,766.00 (+64.54%)	$38,950 (+67.53%) Land $19,710 Building $19,240	$581,390 Land $294,170 Building $287,220
2022	$1,681.00	$23,250 Land $9,040 Building $14,210
2021			$334,450 Land $130,000 Building $204,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 948 20 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 20 Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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