Mesa County property record for 922 20 Rd, Fruita, CO 81521
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 2,601 sqft · built 2003 |
| Lot Size | 6.32 acres (275,299 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Dec 2002) |
| Tax Bill | $2,373 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Sep 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-233-00-765 |
| Primary APN | 2697-233-00-765 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,601 sqft Gross Area |
| 1st Floor Area | 2,051 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 275,299 sqft (6.32 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Slab |
| Porch Area | 379 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Account Number | R014247 |
|---|---|
| Street Address | 922 20 RD |
| City | FRUITA |
| State | CO |
| Zip | 81521-9307 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | PARCEL A TOW SIMPLE LAND DIVISION SEC 23 1N 2W - 6.32AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 23 |
| Legal Subdivision | TOW SIMPLE LAND DIVISION |
| Legal Lot Number | 765 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 1502 |
Source: Mesa County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 922 20 RD, FRUITA, CO 81521-9307 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Line of Credit GRAND VALLEY BANK |
| Sep 16, 2020 | Deed of Trust, Construction Loan · Construction Mortgage GRAND VLY BK |
| Dec 9, 2019 | Trustee's Deed, Construction Loan · Line of Credit GRAND VLY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2002 · Amount on Record |
| Deed Sale | Dec 6, 2002 · Amount on Record |
| Deed Document Number | 20022091734 |
| Deed Book / Page | 3222 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 922 20 RD, FRUITA, CO 81521-9307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002942817 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2942817 |
| Name | GRAND VALLEY BANK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Sep 16, 2020 |
| Property Address | 922 20 RD, FRUITA, CO 81521-9307 |
| Document Number | 0002942821 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 2942821 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 922 20 RD FRUITA CO 815219307, FRUITA, CO 81521-9307 |
| Document Number | 0002942821 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2942821 |
| Name | GRAND VLY BK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 15, 2021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Dec 9, 2019 |
| Property Address | 922 20 RD, FRUITA, CO 81521-9307 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2905739 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 922 20 RD FRUITA CO 815219307, FRUITA, CO 81521-9307 |
| Document Number | 0002905739 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 2905739 |
| Name | GRAND VLY BK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 8, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,373.00 (+19.85%) | $33,650 (+21.44%) Land $1,240 Building $32,410 | $367,180 (+62.61%) Land $4,590 Building $362,590 |
| 2024 | $1,980.00 (+0.61%) | $27,710 (-) Land $1,450 Building $26,260 | |
| 2023 | $1,968.00 (-8.34%) | $27,710 (-6.7%) Land $1,450 Building $26,260 | $225,810 (-15.3%) Land $5,480 Building $220,330 |
| 2022 | $2,147.00 | $29,700 Land $1,260 Building $28,440 | |
| 2021 | $266,590 Land $4,790 Building $261,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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