Chesapeake City property record for 921 Saddleback Trail Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,084 sqft · built 1990 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,637 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Oct 2020 Refinance |
| APN | 0606006000100 |
| Primary APN | 0606006000100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,084 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Upper Floors Area | 744 sqft |
| Attic | Attic |
| Attic Area | 464 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 137 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Patio Area | 642 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 921 SADDLEBACK TRAIL RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 10 COUNTRY ROADS SEC ONE |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 921 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Transfer on Death Deed, Transfer |
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2026 |
| Transfer Doc | 10933/1254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 8, 2026 |
| Property Address | 921 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8855 |
| Document Number | 10933/1254 |
| Book / Page | 10933 / 1254 |
| Map Reference | MB 98 PG 112 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 260000598 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 921 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8855 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 921 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8855 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10239/847 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 10239/847 |
| Instrument | 200038410 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,400 (+4.86%) Land $200,000 Building $281,400 | $481,400 (+4.86%) Land $200,000 Building $281,400 | |
| 2025 | $4,637.00 (+5.94%) | $459,100 (+11.98%) Land $190,000 Building $269,100 | $459,100 (+11.98%) Land $190,000 Building $269,100 |
| 2024 | $4,377.00 (+30.42%) | ||
| 2023 | $410,000 (+4.27%) Land $170,000 Building $240,000 | $410,000 (+4.27%) Land $170,000 Building $240,000 | |
| 2022 | $393,200 Land $150,000 Building $243,200 | $393,200 Land $150,000 Building $243,200 | |
| 2019 | $3,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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