933 Mountain Laurel Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 933 Mountain Laurel Rd, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,646 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,326 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21 17 1`

Property Details

APN / Parcel Number

Primary APN	`21 17 1`
Alternative APN	`13874`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	3,605 sqft
1st Floor Area	1,476 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	298 sqft
Deck Area	48 sqft
Patio Area	528 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13874
Street Address	933 MOUNTAIN LAUREL RD
City	PALMYRA
State	VA
Zip	22963-4590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 435-199 AC 5.00 KENT WOODS
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1032
Census Tract	20200

Owner

Source: Fluvanna County records · APN 21 17 1

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	933 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	933 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4590
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1701680
Date	May 25, 2017
Instrument	1701680

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,200 (-) Land $48,500 Building $259,700	$308,200 (-) Land $48,500 Building $259,700
2025	$2,326.00 (+10.45%)	$308,200 (+23.48%) Land $48,500 Building $259,700	$308,200 (+23.48%) Land $48,500 Building $259,700
2023		$249,600 Land $48,500 Building $201,100	$249,600 Land $48,500 Building $201,100
2022	$2,106.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.