Fluvanna County property record for 1327 Mountain Laurel Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 3,835 sqft · built 2001 |
| Lot Size | 30.2 acres (1,316,732 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (May 2023) |
| Tax Bill | $4,516 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21 17 2 |
| Primary APN | 21 17 2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,835 sqft Living Area |
| 1st Floor Area | 3,667 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,316,732 sqft (30.2 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 282 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13891 |
|---|---|
| Street Address | 1327 MOUNTAIN LAUREL RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | INST 230001194 AC 30.228 KENT WOODS |
| Legal Subdivision | KENT WOODS |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20200 |
Source: Fluvanna County records · APN 21 17 2
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1327 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK |
| Apr 02, 2021 | Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Apr 01, 2021 | Deed of Distribution, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2023 · Amount on Record |
| Deed Sale | May 03, 2023 · Amount on Record |
| Deed Document Number | 20231194 |
| Prior Transfer Date | Nov 29, 2012 |
| Prior Transfer Doc | 000880/928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 1327 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4587 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230001195 |
|---|---|
| Date | May 03, 2023 |
| Instrument | 230001195 |
| Name | PRESIDENTIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 11.3% |
| Index | 1-Year CMT |
| Max Rate | 11.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 02, 2021 |
| Property Address | 1327 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4587 |
| Document Number | 210001655 |
| Map Reference | DB 304 PG 183 |
| Instrument Date | Mar 28, 2021 |
| Instrument | 210001655 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1327 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4587 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 01, 2021 |
| Property Address | 1327 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4587 |
| Document Number | 210001646 |
| Map Reference | DB 304 PG 183 |
| Instrument Date | Mar 28, 2021 |
| Instrument | 210001646 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1327 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4587 |
| Document Number | 210001647 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 210001647 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 1327 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1700879 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 1700879 |
| Name | BRANCH BANKING & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $706,200 (-0.01%) Land $153,900 Building $552,300 | $706,200 (-0.01%) Land $153,900 Building $552,300 | |
| 2025 | $4,516.00 (+0.67%) | $706,252 (+35.74%) Land $153,912 Building $552,340 | $706,252 (+35.74%) Land $153,912 Building $552,340 |
| 2024 | $4,486.00 (+28.95%) | ||
| 2023 | $520,300 Land $153,900 Building $366,400 | $520,300 Land $153,900 Building $366,400 | |
| 2022 | $3,479.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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