1130 Mountain Laurel Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1130 Mountain Laurel Rd, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,061 sqft · built 2002
Lot Size	16 acres (696,960 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Mar 2011)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21 16 5`

Property Details

APN / Parcel Number

Primary APN	`21 16 5`
Alternative APN	`13878`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	4,653 sqft
1st Floor Area	2,061 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	696,960 sqft (16 acres)
Terrain	Rolling

Exterior Amenities

Deck Area	48 sqft
Shed	1 Shed
Stable	Stable
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13878
Street Address	1130 MOUNTAIN LAUREL RD
City	PALMYRA
State	VA
Zip	22963-4592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 838-37 AC 16.00 BARGER FARMS
Legal Subdivision	BARGER FARMS
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1031
Census Tract	20200

Owner

Source: Fluvanna County records · APN 21 16 5

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1130 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2011 · Amount on Record
Deed Sale	Mar 01, 2011 · Amount on Record
Prior Sale	Mar 01, 2011 · Amount on Record
Deed Document Number	2011652
Deed Book / Page	838 / 37
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	1130 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4592
Transaction Type	Mortgage
Record Updated	Oct 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004787
Date	Sep 21, 2021
Instrument	210004787

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,736 (-) Land $98,000 Building $273,736	$371,736 (-) Land $98,000 Building $273,736
2025	$2,806.00 (+7.88%)	$371,736 (+20.62%) Land $98,000 Building $273,736	$371,736 (+20.62%) Land $98,000 Building $273,736
2023		$308,200 Land $98,000 Building $210,200	$308,200 Land $98,000 Building $210,200
2022	$2,601.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.