St. Clair County property record for 9324 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,256 sqft |
| Lot Size | 0.814 acres (35,458 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,261 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0096-000 |
| Primary APN | 74-14-541-0096-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,256 sqft Living Area |
| 1st Floor Area | 2,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 35,458 sqft (0.814 acres) |
|---|---|
| Lot Dimensions | 295 ft deep x 108 ft wide |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 9324 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | S 108 FT OF N 208 FT OF S 435 FT OF LOT 1299 SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 17-CLAY |
| Legal Lot Number | 1299 |
| Legal Unit | 1299 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9324 STONE RD, CLAY, MI 48001-4436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9324 STONE RD, CLAY, MI 48001-4436 |
| Document Number | 0050260898 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9324 STONE RD CLAY MI 480014436, CLAY, MI 48001-4436 |
| Document Number | 0050260898 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 005026/000898 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | PARCHMENT, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 27, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,000 (+5.92%) | $272,000 (+5.92%) | |
| 2025 | $2,261.00 (-0.96%) Homeowner's exemption | $128,400 (+20.68%) | |
| 2024 | $2,283.00 (+11.86%) | $256,800 (+20.68%) | |
| 2023 | $106,400 | ||
| 2022 | $2,041.00 | $212,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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