St. Clair County property record for 9332 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,288 sqft |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jun 2009) |
| Tax Bill | $2,187 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0095-000 |
| Primary APN | 74-14-541-0095-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 36,155 sqft (0.83 acres) |
|---|---|
| Lot Dimensions | 295 ft deep x 110 ft wide |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Storage Building | Storage Building |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9332 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 110 FT OF S 227 FT OF LOT 1299 & THAT PART OF LOT 753 ADJ ON E OF ABV DESC SUP ROY T GILBERTS PLAT NO 8 OWNED & OCC AS ONE |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPERVISORS ROY T GILBERTS PLAT #17 |
| Legal Lot Number | 1299 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 646000 |
9332 Stone Rd is owned and occupied by an individual who bought it in June 2009.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9332 STONE RD, CLAY, MI 48001-4436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2009 · Amount on File |
| Deed Sale | Jun 9, 2009 · Amount on File |
| Deed Document Number | 200913325 |
| Deed Book / Page | 3954 / 210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9332 STONE RD, CLAY, MI 48001-4436 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9332 STONE RD, CLAY, MI 48001-4436 |
| Document Number | 0005878465 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 5878/465 |
| Instrument | 2025023480 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | 900 POINTE TREMBLE RD, ALGONAC, MI 48001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9332 STONE RD, CLAY, MI 48001-4436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 9332 STONE RD, CLAY, MI 48001-4436 |
| Document Number | 0052980449 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 5298/449 |
| Instrument | 2021000419 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2031 |
The 2025 property tax bill for 9332 Stone Rd was $2,187 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,700 (+10.62%) | $237,400 | |
| 2025 | $2,187.00 (+2.2%) Homeowner's exemption | $107,300 | |
| 2024 | $2,140.00 | $214,600 | |
| 2023 | $91,900 | ||
| 2022 | $1,975.00 | $183,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9332 Stone Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9332 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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