931 N Clay St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 931 N Clay St, Saint Augustine, FL 32084 · Last verified August 2026

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 3 ba · 1,080 sqft · built 1935
Lot Size2.38 acres (103,672 sqft)
OwnerCompany Name on File
Last Sale$95,000 (Jun 2021)
Tax Bill$3,067 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2022 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN095050-0000

Property Details

APN / Parcel Number

Primary APN095050-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area1,134 sqft
1st Floor Area919 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2002
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area103,672 sqft (2.38 acres)
Lot Dimensions610 ft deep x 170 ft wide
PorchFinished Screened Porch
Porch Area54 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address931 N CLAY ST
CitySAINT AUGUSTINE
StateFL
Zip32084-0948
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Description5 PART OF N1/2 OF FRACTIONAL N170 OF S540 OF E610FT OR6072/1762
Legal Range29E
Legal Township07S
Legal Section14
Legal SubdivisionAFRO-AMERICAN SUBDIVISION OF THE DANCY T
Legal Block50
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2003
Census Tract21003

Owner

Source: St. Johns County records · APN 095050-0000

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address931 N CLAY ST, SAINT AUGUSTINE, FL 32084-0948
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
FLEXPOINT FUNDING
May 11, 2022Deed of Trust, Mortgage · Construction Mortgage
LIBERTY BANK
May 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
LIBERTY BANK
Jun 01, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FINANCE OF AMERICA COMMERCIAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2021 · Amount on Record
Deed SaleJun 01, 2021 · Amount on Record
Prior SaleOct 22, 2015 · Amount on Record
Deed Document Number202161099
Deed Book / Page5279 / 287
Last Transfer DateDec 19, 2024
Transfer Doc0060721762
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateMay 15, 2026
Property Address931 N CLAY ST, SAINT AUGUSTINE, FL 32084-0948
Document Number0000041887
Book / Page6364 / 1231
Instrument DateMay 15, 2026
Instrument202641887
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address119 CARRIE JOHNSON WAY, SAINT AUGUSTINE, FL 32084-4356

Mortgage

Document Number0000041887,
DateMay 15, 2026
Book Page6364/1231
Instrument202641887
Lender
NameFLEXPOINT FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address931 N CLAY ST, SAINT AUGUSTINE, FL 32084-0948
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 N CLAY ST, SAINT AUGUSTINE, FL 32084-0948

Mortgage

Document Number0055561214
DateMay 11, 2022
Book Page5556/1214
Instrument2022048163
Lender
NameLIBERTY BANK
TypeBank
AddressSALT LAKE CITY, UT 84102
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2037
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address931 N CLAY ST, SAINT AUGUSTINE, FL 32084-0948
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 CARRIE JOHNSON WAY, SAINT AUGUSTINE, FL 32084-4356

Mortgage

Document Number0055561294
DateMay 11, 2022
Book Page5556/1294
Instrument2022048186
Lender
NameLIBERTY BANK
TypeBank
AddressSALT LAKE CITY, UT 84102
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2037
Interest
Rate TypeAdjustable Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 01, 2021
Property Address931 N CLAY ST, SAINT AUGUSTINE, FL 32084-0948
Document Number0052790287
Book / Page5279 / 287
Instrument DateMay 27, 2021
Instrument2021061099
Transaction TypeTransfer
Record UpdatedJun 10, 2021
Title CompanyOLDE TOWNE TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 LIONS GATE DR, 306, ST AUGUSTINE, FL 32080-4102

Transferred To (Grantee/Buyer)

NameVerified Name
Address4447 N LA CROSSE AVE, CHICAGO, IL 60630-3911

Mortgage

Document Number5279289
DateJun 01, 2021
Instrument5279/289
Lender
NameFINANCE OF AMERICA COMMERCIAL
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJun 08, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$214,954 (+6.34%) Land $110,205 Building $104,749$214,954 (+6.34%) Land $110,205 Building $104,749
2025$3,067.00 (+186.9%)$202,138 (+194.35%)$202,138 (+194.35%) Land $110,205 Building $91,933
2024$1,069.00 (-5.31%)
2023$1,129.00 (-14.66%)$68,672 (-18.82%)$68,672 (-18.82%) Land $34,232 Building $34,440
2022$1,323.00$84,589$84,589 Land $47,752 Building $36,837

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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