680 N Clay St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 680 N Clay St, Saint Augustine, FL 32084

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,440 sqft · built 1986
Lot Size0.56 acres (24,393 sqft)
OwnerIndividual Name on Record
Last Sale$13,600 (Mar 2020)
Tax Bill$433 (2025)
Deeds & MortgagesMar 2020 Sale
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN118140-0000

Property Details

APN / Parcel Number

Primary APN118140-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area1,584 sqft
1st Floor Area1,440 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2006
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,393 sqft (0.56 acres)
Lot Dimensions120 ft deep x 200 ft wide
PorchFinished Screened Porch
Porch Area244 sqft
Deck Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address680 N CLAY ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1055
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRS3
Legal Description4-28 AFRO AMERICAN SUB OF BLK 105 DANCY TRACT LOTS 1 2 3 & 4 OR811/1038 (RECEIVERS DEED) & 4901/981(Q/C)
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionAFRO-AMERICAN SUBDIVISION OF THE DANCY T
Legal Block105
Legal Lot Number1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2003
Census Tract21003

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address680 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Deed Document Number202020283
Deed Book / Page4901 / 981
Record UpdatedOct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMar 12, 2020
Property Address680 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055
Document Number0049010981
Book / Page004901 / 000981
Instrument DateMar 12, 2020
Instrument20283
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$95.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address680 N CLAY ST ST AUGUSTINE FL 320841055, ST AUGUSTINE, FL 32084-1055

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address680 N CLAY ST, SAINT AUGUSTINE, FL 32084-1055
Document Number0044721426
Book / Page004472 / 001426
Instrument DateNov 29, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address680 N CLAY ST ST AUGUSTINE FL 320841055, ST AUGUSTINE, FL 32084-1055

Mortgage

Document Number0044721426
DateDec 6, 2017
Book Page004472/001426
Instrument82481
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 5, 2027

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,096 (+2.7%)$179,931 (-16.21%) Land $120,000 Building $59,931
2025$433.00 (+30.82%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$44,884 (+5.99%)$214,738 (+6.38%) Land $120,000 Building $94,738
2024$331.00 (-19.46%)
2023$411.00 (-5.73%) Homeowner's exemption Widower's exemption$42,349 (+3%)$201,863 (+17.73%) Land $103,488 Building $98,375
2022$436.00 Homeowner's exemption Widower's exemption$41,116$171,458 Land $71,344 Building $100,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims3 (1996–2001)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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