1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. N Clay St

1048 N Clay St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1048 N Clay St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 796 sqft · built 2020
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Feb 2021)
Tax Bill$3,363 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN118260-0050

Property Details

APN / Parcel Number

Primary APN118260-0050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area796 sqft Living Area
Gross Area1,072 sqft
1st Floor Area796 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1048 N CLAY ST
CitySAINT AUGUSTINE
StateFL
Zip32084-0949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description4-8 AFRO AMERICAN SUB OF BLK 109 LOT 5 OR5185/1559
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionAFRO-AMERICAN SUBDIVISON OF THE DANCY TR
Legal Block109
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2032
Census Tract21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1048 N CLAY ST, SAINT AUGUSTINE, FL 32084-0949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 8, 2020Warranty Deed, Transfer · USDA Mortgage
USDA
Mar 17, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Prior SaleDec 8, 2020 · Amount on Record
Deed Document Number202119444
Deed Book / Page5185 / 1559
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 22, 2021
Property Address1048 N CLAY ST, SAINT AUGUSTINE, FL 32084-0949
Document Number0051851559
Book / Page5185 / 1559
Map ReferenceMB 4 PG 8
Instrument DateFeb 22, 2021
Instrument2021019444
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5299 REDBIRD RD, 5299, SAINT AUGUSTINE, FL 32080-7257

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 N CLAY ST, SAINT AUGUSTINE, FL 32084-0949

Mortgage

Document Number0051851561
DateFeb 22, 2021
Instrument5185/1561
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 8, 2020
Property Address1048 N CLAY ST, SAINT AUGUSTINE, FL 32084-0949
Document Number0051190312
Book / Page5119 / 312
Map ReferenceMB 4 PG 8
Instrument DateDec 8, 2020
Instrument2020111740
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5299 REDBIRD RD, 5299, SAINT AUGUSTINE, FL 32080-7257

Transferred To (Grantee/Buyer)

NameVerified Name
Address1036 N CLAY ST, SAINT AUGUSTINE, FL 32084-0949

Mortgage

Document Number0005119314
DateDec 8, 2020
Instrument5119/314
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term456 Months
DueDec 8, 2058

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 17, 2020
Property Address1048 N CLAY ST, SAINT AUGUSTINE, FL 32084-0949
Document Number0049030461
Book / Page004903 / 000461
Instrument DateMar 10, 2020
Instrument21249
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5299 REDBIRD RD ST AUGUSTINE FL 320807257, ST AUGUSTINE, FL 32080-7257

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,704 (+6.13%) Land $45,000 Building $192,704$237,704 (+6.13%) Land $45,000 Building $192,704
2025$3,363.00 (+19.09%)$223,984 (+16.21%)$223,984 (+16.21%) Land $45,000 Building $178,984
2024$2,824.00 (+4.13%)
2023$2,712.00 (+2.38%)$192,746 (+2.69%)$192,746 (+2.69%) Land $26,928 Building $165,818
2022$2,649.00$187,699$187,699 Land $18,564 Building $169,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims15 (1989–2020)
Claims Outside the SFHA12 of 15
Most Recent ClaimSep 2020 · river or lake flooding
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Nearby Properties on N Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures