931 Merced River Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 931 Merced River Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,794 sqft · built 2003
Lot Size	0.334 acres (14,554 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,672 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`641-251-29-00`

Property Details

APN / Parcel Number

Primary APN	`641-251-29-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,794 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	14,554 sqft (0.334 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	931 MERCED RIVER RD
City	CHULA VISTA
State	CA
Zip	91913-2883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF3
Legal Description	LOT 65 TR 014506
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014506
Legal Block	2
Legal Lot Number	65
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13326

Owner

931 Merced River Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	931 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 10, 2020	Loan Modification, Mortgage · VA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021
Deed Sale	Nov 23, 2021
Prior Sale	May 23, 2014 · Amount on File
Deed Document Number	2021805839
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0000805839
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	931 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Document Number	0000805839
Map Reference	MAP 14506
Instrument Date	Nov 5, 2021
Instrument	2021-0805839
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	931 MERCED RIVER RD, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000805840
Date	Nov 23, 2021
Instrument	2021-0805840

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	931 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Document Number	0000042738
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 MERCED RIVER RD CHULA VISTA CA 919132883, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000042738
Date	Jan 20, 2021
Instrument	42738

Lender

Name	HOME PT FIN'L
Address	FARMERS BRANCH, TX 75234

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 931 Merced River Rd was $10,672 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,718 (+2%) Land $369,036 Building $393,682
2025	$10,672.00	$747,763 Land $361,800 Building $385,963
2023	$10,350.00 (+1.62%)	$718,728 Land $347,751 Building $370,977
2022	$10,185.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 931 Merced River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Merced River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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