922 Merced River Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 922 Merced River Rd, Chula Vista, CA 91913 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,656 sqft · built 2003
Lot Size	0.176 acres (7,675 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,580 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`641-251-32-00`

Property Details

APN / Parcel Number

Primary APN	`641-251-32-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,656 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,675 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	922 MERCED RIVER RD
City	CHULA VISTA
State	CA
Zip	91913-2883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 TR 014506
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014506
Legal Block	2
Legal Lot Number	68
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13326

Owner

Source: San Diego County records · APN 641-251-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2020	Loan Modification, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jan 27, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2020
Deed Sale	Jan 27, 2020
Prior Sale	Dec 27, 2013
Deed Document Number	202042307
Prior Transfer Date	Jan 21, 2020
Prior Transfer Doc	0000042307
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Transaction Type	Mortgage
Record Updated	Aug 01, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000194031
Date	Jul 21, 2023
Instrument	2023-0194031

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000568411
Date	Aug 10, 2021
Instrument	2021-0568411

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130119
Date	Apr 11, 2019
Instrument	2019-0130119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Document Number	0000072073
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 MERCED RIVER RD CHULA VISTA CA 919132883, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000072073
Date	Jan 29, 2021
Instrument	72073

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Interest

Rate	3%

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2020
Property Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Document Number	0000042307
Map Reference	MAP 14506
Instrument Date	Jan 21, 2020
Instrument	2020-0042307
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	922 MERCED RIVER RD, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000042308
Date	Jan 27, 2020
Instrument	2020-0042308

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$594,579 (+2%) Land $237,830 Building $356,749
2025	$10,580.00 (+4.02%) Homeowner's exemption	$582,921 (+4.04%) Land $233,167 Building $349,754
2023	$10,171.00 (+2.22%) Homeowner's exemption	$560,288 Land $224,114 Building $336,174
2022	$9,950.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 726 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wyyerd Group	Fiber	8,000 / 8,000
Cox Communications	Cable	2,000 / 500
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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