930 S 5th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 930 S 5th St, Saint Charles, MO 63301

Property Summary

Property TypeCommercial
Details5,376 sqft · built 2021
Lot Size0.415 acres (18,096 sqft)
OwnerCompany Name on Record
Tax Bill$17,519 (2025)
Deeds & MortgagesDec 2020 Construction Loan
Jun 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN012480A000

Property Details

APN / Parcel Number

Primary APN012480A000
Alternative APN
  • 6-014A-B137-00-0002.0000000

Interior

Stories1 Story
Building Area5,376 sqft Gross Area
1st Floor Area5,376 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area18,096 sqft (0.415 acres)
Lot Dimensions156 ft deep x 116 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number012480A000
Street Address930 S 5TH ST
CitySAINT CHARLES
StateMO
Zip63301-2417
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAB1
Legal DescriptionPT CITY BLK 137
Legal SubdivisionFLAIR FOREST 04
Legal Block137
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2049
Census Tract310502

Owner

Source: St. Charles County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · Construction Mortgage
BANCORPSOUTH BANK
Jun 8, 2020Warranty Deed, Transfer
NOT AVAILABLE
Aug 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020
Deed SaleJun 8, 2020
Prior SaleOct 1, 2014
Deed Document Number2020382170
Deed Book / Page7314 / 2154
Prior Transfer DateJul 24, 2014
Prior Transfer Doc0062201674
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address930 S 5TH ST, SAINT CHARLES, MO 63301-2417
Transaction TypeMortgage
Record UpdatedOct 4, 2022
Title CompanyREPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800

Mortgage

Document Number0000098272
DateDec 15, 2020
Instrument2020R-098272
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 8, 2020
Property Address930 S 5TH ST, SAINT CHARLES, MO 63301-2417
Document Number0073142154
Book / Page007314 / 002154
Instrument DateJun 5, 2020
Instrument382170
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address930 S 5TH ST ST CHARLES MO 633012417, ST CHARLES, MO 63301-2417

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateAug 19, 2019
Property Address930 S 5TH ST, SAINT CHARLES, MO 63301-2417
Document Number0071251193
Book / Page007125 / 001193
Instrument DateAug 16, 2019
Instrument436060
Transaction TypeTransfer
Record UpdatedSep 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1703 N 4TH ST ST CHARLES MO 633012130, ST CHARLES, MO 63301-2130

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,519.00 (+0.73%)$260,004 (+2.94%)$812,513 (+2.94%) Land $199,056 Building $613,457
2024$17,392.00
2023$252,574
2022$789,294 Land $199,056 Building $590,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims22 (1979–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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