St. Charles County property record for 912 S 5th St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 1,764 sqft · built 1940 |
| Lot Size | 0.2 acres (8,692 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,000 (Sep 2021) |
| Tax Bill | $5,276 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012400A000 |
| Primary APN | 012400A000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,764 sqft Gross Area |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Multi-Level |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,692 sqft (0.2 acres) |
| Lot Dimensions | 164 ft deep x 53 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 206 sqft |
| Deck Area | Deck Area |
| Patio Area | 119 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 012400A000 |
|---|---|
| Street Address | 912 S 5TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2417 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB1 |
| Legal Description | PT CITY BLK 136 |
| Legal Subdivision | FLAIR FOREST 04 |
| Legal Block | 136 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 310502 |
912 S 5th St, a commercial property, is owned by a company that bought it in September 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3628 COLLINGWOOD DR, SAINT CHARLES, MO 63301-4505 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Special Warranty Deed, Transfer · Line of Credit ENTERPRISE BANK & TRUST |
| Nov 7, 2017 | Deed of Trust, Mortgage CHRISTIANA TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Prior Sale | Oct 1, 2007 · Amount on File |
| Deed Document Number | 202176244 |
| Prior Transfer Date | Mar 17, 1998 |
| Prior Transfer Doc | 0000049934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 13, 2021 |
| Property Address | 912 S 5TH ST, SAINT CHARLES, MO 63301-2417 |
| Document Number | 2021R076244 |
| Map Reference | MB 6246 PG 1091 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021R-076244 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14225 RAINY LAKE DR, 14225, CHESTERFIELD, MO 63017-2944 |
| Name | Verified Name |
|---|---|
| Address | 3628 COLLINGWOOD DR, SAINT CHARLES, MO 63301-4505 |
| Document Number | 2021R076245 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021R-076245 |
| Name | ENTERPRISE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 912 S 5TH ST, SAINT CHARLES, MO 63301-2417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068351644 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 6835/1644 |
| Instrument | 20171107000698280 |
| Name | CHRISTIANA TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | WILMINGTON, DE 19801 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 912 S 5th St was $5,276, up 3.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,303 (-) | $244,699 (-) Land $83,660 Building $161,039 | |
| 2025 | $5,276.00 (+3.84%) | $78,303 | $244,699 Land $83,660 Building $161,039 |
| 2024 | $5,081.00 | ||
| 2023 | $73,783 | ||
| 2022 | $230,567 Land $83,660 Building $146,907 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 912 S 5th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 S 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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