St. Charles County property record for 920 S 5th St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 2,298 sqft · built 1969 |
| Lot Size | 0.463 acres (20,172 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Jan 2014) |
| Tax Bill | $10,213 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012340A000 |
| Primary APN | 012340A000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,298 sqft Total Area |
| 1st Floor Area | 2,298 sqft |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 20,172 sqft |
| Lot Dimensions | 164 ft deep x 123 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 012340A000 |
|---|---|
| Old Parcel Number | 012340A000 |
| Street Address | 920 S 5TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2417 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB1 |
| Legal Description | PT CITY BLK 136 BURGER KING |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Subdivision | FLAIR FOREST 04 |
| Legal Block | 136 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 310502 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 130 MCDONOUGH ST, SAINT CHARLES, MO 63301-3448 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2014 · Amount on Record |
| Deed Sale | Jan 30, 2014 · Amount on Record |
| Prior Sale | Sep 3, 2013 |
| Deed Document Number | 0061481485 |
| Deed Book / Page | 6148 / 1485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 920 S 5TH ST, SAINT CHARLES, MO 63301-2417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0068042212 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 6804/2212 |
| Instrument | 20170911000568790 |
| Name | JEFFERSON BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Aug 10, 2022 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,213.00 | $151,584 (+2.16%) | $473,697 (+2.16%) Land $194,156 Building $279,541 |
| 2023 | $148,377 | ||
| 2022 | $463,675 Land $194,156 Building $269,519 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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