950 Heads Ferry Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 950 Heads Ferry Rd, Cornelia, GA 30531

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 1,551 sqft · built 2004
Lot Size2.52 acres (109,771 sqft)
OwnerTrust Name on File
Tax Bill$685 (2026)
Deeds & MortgagesJul 2026 Sale
Flood ZoneZone X (minimal risk)
APN009 004V

Property Details

APN / Parcel Number

Primary APN009 004V
Alternative APNs
  • 648535
  • 372467

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,551 sqft Heated Area
Gross Area2,168 sqft
1st Floor Area1,529 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area109,771 sqft (2.52 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area35 sqft
Deck Area336 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number372467
Street Address950 HEADS FERRY RD
CityCORNELIA
StateGA
Zip30531-4540
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeLI
Legal Description10-60 LT 13-14 PB 54-157 657-433
Legal SubdivisionBREAKSTONE
Legal Lot Number13,14
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1009
Census Tract603

Owner

950 Heads Ferry Rd, a residential property, is owner-occupied and held in a trust since July 2026.

Source: Habersham County records, as of September 11, 2026

Owner of RecordTrust Name on File
Mailing Address950 HEADS FERRY RD, CORNELIA, GA 30531-4540
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2026
Deed SaleJul 23, 2026
Deed Book / Page1441 / 479
Prior Transfer DateJun 6, 2026
Prior Transfer Doc1441000479
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJul 23, 2026
Property Address950 HEADS FERRY RD, CORNELIA, GA 30531-4540
Document Number1441000479
Book / Page1441 / 479
Instrument DateJun 6, 2026
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 HEADS FERRY RD, CORNELIA, GA 30531-4540

Tax Assessment & Valuation

The 2026 property tax bill for 950 Heads Ferry Rd was $685 with exemptions applied, up 4.7% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$685.00 (+4.74%) Homeowner's exemption Senior Citizen's exemption$137,418 (+1.48%) Land $24,000 Building $113,418$343,546 (+1.48%) Land $60,000 Building $283,546
2025$654.00 Homeowner's exemption Senior Citizen's exemption$135,419 Land $24,000 Building $111,419$338,548 Land $60,000 Building $278,548
2023Homeowner's exemption Senior Citizen's exemption$92,988 (+12.69%) Land $20,000 Building $72,988$232,470 (+12.69%) Land $50,000 Building $182,470
2022Homeowner's exemption Senior Citizen's exemption$82,516 Land $20,000 Building $62,516$206,290 Land $50,000 Building $156,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 Heads Ferry Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Heads Ferry Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 79% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · Cable in parts of the area
2,000 / 2,000
TrailWave
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Heads Ferry Rd

Nearby Streets

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