93 Yarbrough Ridgeway Rd, Commerce, GA 30529 Property Records

Jackson County property record for 93 Yarbrough Ridgeway Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,214 sqft · built 1980
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$146,900 (May 2014)
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046 017`

Property Details

APN / Parcel Number

Primary APN	`046 017`
Alternative APN	`3218`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,214 sqft Heated Area
1st Floor Area	1,403 sqft
Basement Area	651 sqft
Finished Basement	651 sqft
Unfinished Basement	1,302 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Mixed
Garage Area	1,321 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Patio Area	16 sqft
Lean-To	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3218
Street Address	93 YARBROUGH RIDGEWAY RD
City	COMMERCE
State	GA
Zip	30529-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT BK 24 PG 60 & TR 4 PB 59/274 EXC TR 3
Legal Subdivision	HOYT HENDRICKS
Legal Tract	3,4
Legal Block	24
Jurisdiction	JACKSON GA
Township / Civil Division	MAYSVILLE
Census Block Group	2
Census Block	2069
Census Tract	10200

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	93 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2014 · Amount on Record
Deed Sale	May 2, 2014 · Amount on Record
Prior Sale	Jun 16, 2004 · Amount on Record
Deed Document Number	20141115
Deed Book / Page	68J / 54
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 13, 2026
Property Address	93 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424
Document Number	00119S0052
Book / Page	119S / 52
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424

Mortgage

Document Number	0119000054,
Date	Apr 13, 2026
Book Page	119S/54

Lender

Name	COMMERCIAL BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2027

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,896 (-) Land $36,400 Building $83,496	$299,740 (-) Land $91,000 Building $208,740
2025	$2,898.00 (+3.02%) Homeowner's exemption	$119,896 (-) Land $36,400 Building $83,496	$299,740 (-) Land $91,000 Building $208,740
2024	$2,813.00 (+15.81%) Homeowner's exemption	$119,896 (+9.18%) Land $36,400 Building $83,496	$299,740 (+9.18%) Land $91,000 Building $208,740
2023	$2,429.00 (+21.39%) Homeowner's exemption	$109,816 (+56.49%) Land $36,400 Building $73,416	$274,540 (+56.49%) Land $91,000 Building $183,540
2022	$2,001.00 Homeowner's exemption	$70,176 Land $12,360 Building $57,816	$175,440 Land $30,900 Building $144,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2004–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYSVILLE WATER SYSTEM serves 2,838 people · EPA ID GA0110001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024 Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35