63 Yarbrough Ridgeway Rd, Commerce, GA 30529 Property Records

Jackson County property record for 63 Yarbrough Ridgeway Rd, Commerce, GA 30529

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,460 sqft · built 2003
Lot Size5.12 acres (223,027 sqft)
Owner2 Individual Names on Record
Last Sale$244,000 (Dec 2007)
Tax Bill$5,197 (2025)
Deeds & MortgagesMar 2020 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN046 017E1

Property Details

APN / Parcel Number

Primary APN046 017E1
Alternative APN
  • 22831

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,460 sqft Heated Area
1st Floor Area1,900 sqft
Basement Area1,240 sqft
Unfinished Basement1,240 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area223,027 sqft (5.12 acres)
Garage Area650 sqft

Exterior Amenities

PorchSlab
Porch Area286 sqft
Deck Area1,296 sqft
Patio Area362 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22831
Street Address63 YARBROUGH RIDGEWAY RD
CityCOMMERCE
StateGA
Zip30529-3424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACTS 1 & 3 PLAT BK 59 PG 274
Legal Tract1,3
Legal Block59
JurisdictionJACKSON GA
Township / Civil DivisionMAYSVILLE
Census Block Group2
Census Block2069
Census Tract10200

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address63 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Aug 25, 2017Deed of Trust, Mortgage · Conventional with PMI
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2007 · Amount on Record
Deed SaleDec 20, 2007 · Amount on Record
Prior SaleDec 20, 2007 · Amount on Record
Deed Book / Page51F / 49
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address63 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424
Document Number00088M0182
Instrument DateMar 6, 2020
Transaction TypeMortgage
Record UpdatedApr 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 YARBROUGH RIDGEWAY RD COMMERCE GA 305293424, COMMERCE, GA 30529-3424

Mortgage

Document Number00088M0182
DateMar 13, 2020
Book Page00088M/000182
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 12, 2035

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address63 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424
Document Number00078D0782
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 YARBROUGH RIDGEWAY RD COMMERCE GA 305293424, COMMERCE, GA 30529-3424

Mortgage

Document Number00078D0782
DateAug 31, 2017
Book Page00078D/000782
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 30, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,560 (-) Land $61,200 Building $152,360$533,900 (-) Land $153,000 Building $380,900
2025$5,197.00 (+3.05%) Homeowner's exemption$213,560 (-) Land $61,200 Building $152,360$533,900 (-) Land $153,000 Building $380,900
2024$5,043.00 (+5.26%) Homeowner's exemption$213,560 (+7.27%) Land $61,200 Building $152,360$533,900 (+7.27%) Land $153,000 Building $380,900
2023$4,791.00 (+16.26%) Homeowner's exemption$199,080 (+39.61%) Land $61,200 Building $137,880$497,700 (+39.61%) Land $153,000 Building $344,700
2022$4,121.00 Homeowner's exemption$142,600 Land $30,600 Building $112,000$356,500 Land $76,500 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2004–2014)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAYSVILLE WATER SYSTEM
serves 2,838 people · EPA ID GA0110001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35

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