55 Yarbrough Ridgeway Rd, Commerce, GA 30529 Property Records

Jackson County property record for 55 Yarbrough Ridgeway Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 1,323 sqft · built 1995
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Aug 2013)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046 017G`

Property Details

APN / Parcel Number

Primary APN	`046 017G`
Alternative APN	`3224`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,323 sqft Heated Area
1st Floor Area	1,323 sqft
Attic	Attic
Attic Area	506 sqft
Basement Area	558 sqft
Unfinished Basement	558 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab
Porch Area	102 sqft
Deck Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3224
Street Address	55 YARBROUGH RIDGEWAY RD
City	COMMERCE
State	GA
Zip	30529-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.15 AC PLAT BOOK 41 PG 139
Legal Subdivision	SETH L & PRISCILLA HENDRICKS
Jurisdiction	JACKSON GA
Township / Civil Division	MAYSVILLE
Census Block Group	2
Census Block	2069
Census Tract	10200

Owner

55 Yarbrough Ridgeway Rd is owned and occupied by two individuals who bought it in August 2013.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2013 · Amount on File
Deed Sale	Aug 2, 2013 · Amount on File
Prior Sale	Oct 18, 2011 · Amount on File
Deed Document Number	20132126
Deed Book / Page	66K / 363
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Jul 10, 2026
Property Address	55 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424
Document Number	0121000214
Book / Page	121B / 214
Instrument Date	Jun 27, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 YARBROUGH RIDGEWAY RD, COMMERCE, GA 30529-3424

Mortgage

Document Number	0121000214,
Date	Jul 10, 2026
Book Page	121B/214

Lender

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 55 Yarbrough Ridgeway Rd was $3,096 with a homeowner's exemption, up 3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,960 (-) Land $50,880 Building $77,080	$319,900 (-) Land $127,200 Building $192,700
2025	$3,096.00 (+3.03%) Homeowner's exemption	$127,960 (-) Land $50,880 Building $77,080	$319,900 (-) Land $127,200 Building $192,700
2024	$3,005.00 (+12.8%) Homeowner's exemption	$127,960 (+7.78%) Land $50,880 Building $77,080	$319,900 (+7.78%) Land $127,200 Building $192,700
2023	$2,664.00 (+34.27%) Homeowner's exemption	$118,720 (+70.57%) Land $50,880 Building $67,840	$296,800 (+70.57%) Land $127,200 Building $169,600
2022	$1,984.00 Homeowner's exemption	$69,600 Land $17,280 Building $52,320	$174,000 Land $43,200 Building $130,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Yarbrough Ridgeway Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2004–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Yarbrough Ridgeway Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYSVILLE WATER SYSTEM serves 2,838 people · EPA ID GA0110001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024 Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35