93 Towne Pl, Clyde, NC 28721 Property Records

Haywood County property record for 93 Towne Pl, Clyde, NC 28721

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 640 sqft · built 2019
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on Record
Last Sale$329,500 (Dec 2021)
Tax Bill$1,601 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8637-40-0787

Property Details

APN / Parcel Number

Primary APN8637-40-0787
Alternative APN
  • 270806

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area640 sqft Heated Area
Gross Area1,876 sqft
1st Floor Area640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding
Lot Area1,307 sqft (0.03 acres)
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump

Location & Zoning

Account Number270806
Street Address93 TOWNE PL
CityCLYDE
StateNC
Zip28721-7704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93 TOWNE PL #3
Legal SubdivisionSURVEY FOR CLYDE MOUNTAIN PROPERTIES LLC
Legal Unit3
JurisdictionHAYWOOD NC
Township / Civil DivisionCLYDE
Census Block Group2
Census Block2036
Census Tract920502

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address297 PARAGON PKWY, CLYDE, NC 28721-8509
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Warranty Deed, Transfer · ARM
PMAC LENDING SERVICES INC
May 21, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMETRUST BANK
Feb 22, 2019Trustee's Deed, Construction Loan · Construction Mortgage
HOMETRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleMay 21, 2019 · Amount on Record
Deed Document Number202115605
Deed Book / Page1051 / 253
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateDec 16, 2021
Property Address93 TOWNE PL, CLYDE, NC 28721-7704
Document Number0010510253
Book / Page1051 / 253
Map ReferenceCAB C SL 8082
Instrument DateNov 19, 2021
Instrument2021015605
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$659.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address679 CAMELOT DR, 679, WAYNESVILLE, NC 28786-2364

Transferred To (Grantee/Buyer)

NameVerified Name
Address297 PARAGON PKWY, CLYDE, NC 28721-8509

Mortgage

Document Number0001051256
DateDec 16, 2021
Instrument1051/256
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2029
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change6.12%
Index1-Year LIBOR
Max Rate10.1%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMay 21, 2019
Property Address93 TOWNE PL, CLYDE, NC 28721-7704
Document Number0009731051
Book / Page973 / 1051
Map ReferenceCAB C SL 8082
Instrument DateMay 20, 2019
Instrument2019004223
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 927, CLYDE, NC 28721-0927

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 TOWNE PL, CLYDE, NC 28721-7704

Mortgage

Document Number0009731054
DateMay 21, 2019
Instrument973/1054
Lender
NameHOMETRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

February 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAYWOOD NC
Recording DateFeb 22, 2019
Property Address93 TOWNE PL, CLYDE, NC 28721-7704
Document Number0009680581
Book / Page000968 / 000581
Instrument DateFeb 21, 2019
Instrument1446
Transaction TypeConstruction Loan
Record UpdatedNov 6, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address91 MIMI LOOP CLYDE NC 287218567, CLYDE, NC 28721-8567

Mortgage

Document Number9680581
DateFeb 22, 2019
Book Page000968/000581
Instrument1446
Lender
NameHOMETRUST BK
TypeBank
AddressASHEVILLE, NC 28801
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityClyde Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,900 (-) Land $25,000 Building $196,900
2025$1,601.00$221,900 (-) Land $25,000 Building $196,900$221,900 (-) Land $25,000 Building $196,900
2023$221,900 Land $25,000 Building $196,900$221,900 (-) Land $25,000 Building $196,900
2021$221,900 Land $25,000 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims38 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 22 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLYDE
serves 3,228 people · EPA ID NC0144025
Water SourcePurchased surface water from several systems
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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