Haywood County property record for 81 Towne Pl, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 640 sqft · built 2019 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $229,000 (Aug 2019) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-40-0642 |
| Primary APN | 8637-40-0642 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 640 sqft Heated Area |
| Gross Area | 1,876 sqft |
| 1st Floor Area | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 288088 |
|---|---|
| Street Address | 81 TOWNE PL |
| City | CLYDE |
| State | NC |
| Zip | 28721-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81 TOWNE PL #7 |
| Legal Subdivision | SURVEY FOR CLYDE MOUNTAIN PROPERTIES LLC |
| Legal Unit | 7 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 920502 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 81 TOWNE PL, CLYDE, NC 28721-7704 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL FINANCIAL GROUP LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU |
| Aug 21, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 22, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage HOMETRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Deed Document Number | 20197481 |
| Deed Book / Page | 979 / 1417 |
| Last Transfer Date | Apr 25, 2025 |
| Transfer Doc | 0011270646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 81 TOWNE PL, CLYDE, NC 28721-7704 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010271756 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 1027/1756 |
| Instrument | 2021004581 |
| Name | COASTAL FEDERAL FINANCIAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 81 TOWNE PL, CLYDE, NC 28721-7704 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010240038 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 1024/38 |
| Instrument | 2021002867 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Aug 21, 2019 |
| Property Address | 81 TOWNE PL, CLYDE, NC 28721-7704 |
| Document Number | 0009791417 |
| Book / Page | 000979 / 001417 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 7481 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $458.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 TOWNE PL CLYDE NC 287217704, CLYDE, NC 28721-7704 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 22, 2019 |
| Property Address | 81 TOWNE PL, CLYDE, NC 28721-7704 |
| Document Number | 0009680581 |
| Book / Page | 000968 / 000581 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 1446 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 91 MIMI LOOP CLYDE NC 287218567, CLYDE, NC 28721-8567 |
| Document Number | 9680581 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 000968/000581 |
| Instrument | 1446 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,900 (-) Land $25,000 Building $196,900 | ||
| 2025 | $1,601.00 | $221,900 (-) Land $25,000 Building $196,900 | $221,900 (-) Land $25,000 Building $196,900 |
| 2023 | $221,900 Land $25,000 Building $196,900 | $221,900 (-) Land $25,000 Building $196,900 | |
| 2021 | $221,900 Land $25,000 Building $196,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures