Haywood County property record for 85 Towne Pl, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 640 sqft · built 2019 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Sep 2022) |
| Tax Bill | $1,442 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-40-0626 |
| Primary APN | 8637-40-0626 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 640 sqft Heated Area |
| Gross Area | 1,564 sqft |
| 1st Floor Area | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 275085 |
|---|---|
| Street Address | 85 TOWNE PL |
| City | CLYDE |
| State | NC |
| Zip | 28721-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85 TOWNE PL #6 |
| Legal Subdivision | CLYDE TOWNE PLACE |
| Legal Unit | 6 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 920502 |
85 Towne Pl is owned and occupied by an individual who bought it in September 2022.
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 TOWNE PL, CLYDE, NC 28721-7704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 23, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 22, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage HOMETRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on File |
| Deed Sale | Sep 23, 2022 · Amount on File |
| Prior Sale | Aug 23, 2019 · Amount on File |
| Deed Document Number | 202210141 |
| Deed Book / Page | 1072 / 1307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Sep 23, 2022 |
| Property Address | 85 TOWNE PL, CLYDE, NC 28721-7704 |
| Document Number | 0010721307 |
| Book / Page | 1072 / 1307 |
| Map Reference | CAB C SL 8082 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022010141 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 TOWNE PL, 85, CLYDE, NC 28721-7704 |
| Name | Verified Name |
|---|---|
| Address | 85 TOWNE PL, CLYDE, NC 28721-7704 |
| Document Number | 0010721313 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 1072-1313 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 85 TOWNE PL, CLYDE, NC 28721-7704 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010231521 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 1023/1521 |
| Instrument | 2021002670 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 85 TOWNE PL, CLYDE, NC 28721-7704 |
| Document Number | 0010002175 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 85 TOWNE PL CLYDE NC 287217704, CLYDE, NC 28721-7704 |
| Document Number | 0010002175 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 001000/002175 |
| Instrument | 5966 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Aug 23, 2019 |
| Property Address | 85 TOWNE PL, CLYDE, NC 28721-7704 |
| Document Number | 0009791890 |
| Book / Page | 000979 / 001890 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 7576 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $458.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 TOWNE PL CLYDE NC 287217704, CLYDE, NC 28721-7704 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 22, 2019 |
| Property Address | 85 TOWNE PL, CLYDE, NC 28721-7704 |
| Document Number | 0009680581 |
| Book / Page | 000968 / 000581 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 1446 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 91 MIMI LOOP CLYDE NC 287218567, CLYDE, NC 28721-8567 |
| Document Number | 9680581 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 000968/000581 |
| Instrument | 1446 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 85 Towne Pl was $1,442.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,500 (-) Land $25,000 Building $172,500 | ||
| 2025 | $1,442.00 | $197,500 Land $25,000 Building $172,500 | $197,500 Land $25,000 Building $172,500 |
| 2023 | $197,500 Land $25,000 Building $172,500 | $197,500 Land $25,000 Building $172,500 | |
| 2021 | $197,500 Land $25,000 Building $172,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Towne Pl in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Towne Pl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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