Orange County property record for 87 Ritz Cove Dr, Dana Point, CA 92629
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,739 sqft · built 1989 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,370,000 (Oct 2024) |
| Tax Bill | $46,327 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 672-471-08 |
| Primary APN | 672-471-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 4,739 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Lot Area | 9,000 sqft (0.206 acres) |
| Garage Area | 838 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 87 RITZ COVE DR |
|---|---|
| City | DANA POINT |
| State | CA |
| Zip | 92629-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 13103 BLK LOT 5 |
| Legal Subdivision | RITZ COVE |
| Legal Tract | 13103 |
| Legal Lot Number | 5 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42323 |
Source: Orange County assessment roll, APN 672-471-08, as of July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 87 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 02, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Oct 30, 2024 · Amount on Record |
| Deed Document Number | 0000283538 |
| Last Transfer Date | Apr 02, 2025 |
| Transfer Doc | 0000099024 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 87 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 23 BREABUM DR, SAINT LOUIS, MO 63124 |
| Document Number | 0000109976 |
|---|---|
| Date | May 02, 2024 |
| Instrument | 2024000109976 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 87 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23 BRAEBURN DR, SAINT LOUIS, MO 63124-1607 |
| Document Number | 0000314489 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022000314489 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
Source: Orange County assessment roll as of July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Dana Point City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $46,327.00 (+25.41%) | $4,369,650 (+30.15%) Land $3,085,541 Building $1,284,109 |
| 2023 | $36,939.00 (+4.34%) | $3,357,454 Land $2,194,794 Building $1,162,660 |
| 2022 | $35,403.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590423233, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1995–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 220 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System, water system CA3010042, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH COAST WATER DISTRICT serves 41,194 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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