Branch County property record for 93 Henry St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,480 sqft · built 1900 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,900 (Sep 2025) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-106-00 |
| Primary APN | 304-000-000-106-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,480 sqft Building Perimeter |
| 1st Floor Area | 892 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 962 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 93 HENRY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 HAMILTON ADD COM AT SE COR LOT 14 TH S 20 FT TH W 66 FT TH N 20 FT TH E TO POB SEC 16 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | HAMILTON ADD |
| Legal Lot Number | 14 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 951600 |
93 Henry St is owned by an individual who bought it in September 2025.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 ADOLPH SHRS, COLDWATER, MI 49036-8294 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION |
| Jun 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 2, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | Jun 24, 2024 · Amount on File |
| Deed Document Number | 20255278 |
| Prior Transfer Date | Apr 28, 2017 |
| Prior Transfer Doc | 201703190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 21, 2026 |
| Property Address | 93 HENRY ST, COLDWATER, MI 49036-1214 |
| Document Number | 0000003101 |
| Instrument Date | May 14, 2026 |
| Instrument | 20263101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 93 HENRY ST, COLDWATER, MI 49036-1214 |
| Document Number | 0000003101, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20263101 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 93 HENRY ST, COLDWATER, MI 49036-1214 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 93 HENRY ST, COLDWATER, MI 49036-1214 |
| Document Number | 0202204025 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022-04025 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 93 HENRY ST, COLDWATER, MI 49036-1214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201904523 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 2019-04523 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 2, 2017 |
| Property Address | 93 HENRY ST, COLDWATER, MI 49036-1214 |
| Document Number | 201703190 |
| Map Reference | LB22 PG653 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017-03190 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 93 HENRY ST, 93, COLDWATER, MI 49036-1214 |
| Name | Verified Name |
|---|---|
| Address | 93 HENRY ST, COLDWATER, MI 49036-1214 |
| Document Number | 201703191 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2017-03191 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 93 Henry St was $2,120, up 3.5% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,350 (+0.95%) | $158,700 (+0.95%) | |
| 2025 | $2,120.00 (+3.47%) | $78,600 | $157,200 |
| 2024 | $2,049.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 93 Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 93 Henry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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