74 Henry St, Coldwater, MI 49036 Property Records

Branch County property record for 74 Henry St, Coldwater, MI 49036

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2022)
Tax Bill	$178 (2025)
Deeds & Mortgages	Jun 2022 Sale Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-490-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-490-00`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	74 HENRY ST
City	COLDWATER
State	MI
Zip	49036-1241
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	W 60 FT IN WIDTH OF LOT 11 HAMILTONS ADDITION SEC 16 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	16
Legal Subdivision	HAMILTONS ADD
Legal Lot Number	11
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3010
Census Tract	951600

Owner

74 Henry St, residential vacant land, is owned by an individual who bought it in June 2022.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	69 N FREMONT ST, COLDWATER, MI 49036-1251
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Jun 16, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Jun 16, 2022 · Amount on File
Deed Document Number	20224261
Prior Transfer Date	Jun 6, 2022
Prior Transfer Doc	0202204260
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 16, 2022
Property Address	74 HENRY ST, COLDWATER, MI 49036-1241
Document Number	0202204259
Map Reference	LB 22 PG 653
Instrument Date	Jun 7, 2022
Instrument	2022-04259
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 W CHICAGO RD, COLDWATER, MI 49036-9337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 N FREMONT ST, COLDWATER, MI 49036-1251

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 16, 2022
Property Address	74 HENRY ST, COLDWATER, MI 49036-1241
Document Number	0202204261
Map Reference	LB 22 PG 653
Instrument Date	Jun 7, 2022
Instrument	2022-04261
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69 N FREMONT ST, COLDWATER, MI 49036-1251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13412 GOOSE LAKE RD, JONESVILLE, MI 49250-9531

Mortgage

Document Number	0202204262
Date	Jun 16, 2022
Instrument	2022-04262

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jun 16, 2022
Property Address	74 HENRY ST, COLDWATER, MI 49036-1241
Document Number	0202204260
Map Reference	LB 22 PG 653
Instrument Date	Jun 6, 2022
Instrument	2022-04260
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 BULLOCK RD, COLDWATER, MI 49036-8230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 N FREMONT ST, COLDWATER, MI 49036-1251

Tax Assessment & Valuation

The 2025 property tax bill for 74 Henry St was $178, up 4.1% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,200 (-17.24%)	$14,400 (-17.24%)
2025	$178.00 (+4.09%)	$8,700	$17,400
2024	$171.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Henry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 74 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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