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49 Henry St, Coldwater, MI 49036 Property Records

Branch County property record for 49 Henry St, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,748 sqft
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$107,500 (Nov 2020)
Tax Bill$1,858 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN304-000-000-205-00

Property Details

APN / Parcel Number

Primary APN304-000-000-205-00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,748 sqft Building Perimeter
1st Floor Area994 sqft
Basement Area754 sqft
Unfinished Basement754 sqft

Exterior

Lot Area9,148 sqft (0.21 acres)
Garage Area294 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address49 HENRY ST
CityCOLDWATER
StateMI
Zip49036-1304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 DAVID THOMPSON ADDN SEC 16 T6S R6W
Legal Range06W
Legal Township06S
Legal Section16
Legal SubdivisionDAVID THOMPSON ADD
Legal Lot Number8
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group2
Census Block2016
Census Tract951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address49 HENRY ST, COLDWATER, MI 49036-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 6, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2020 · Amount on File
Deed SaleNov 6, 2020 · Amount on File
Prior SaleOct 3, 2011 · Amount on File
Deed Document Number20207616
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Recording DateMay 26, 2026
Property Address49 HENRY ST, COLDWATER, MI 49036-1304
Document Number0000003180
Instrument DateMay 20, 2026
Instrument20263180
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 HENRY ST, COLDWATER, MI 49036-1304

Mortgage

Document Number0000003180,
DateMay 26, 2026
Instrument20263180
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateNov 6, 2020
Property Address49 HENRY ST, COLDWATER, MI 49036-1304
Document Number202007616
Map ReferenceLB 16 PG 629
Instrument DateNov 3, 2020
Instrument2020-07616
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyBRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$924.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address49 HENRY ST, 49, COLDWATER, MI 49036-1304

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 S PARK ST, UNION CITY, MI 49094-1213

Mortgage

Document Number202007617
DateNov 6, 2020
Instrument2020-07617
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,100 (+3.06%)$138,200 (+3.06%)
2025$1,858.00 (+3.68%)$67,050$134,100
2024$1,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Coldwater Board of Public Utilities
Fiber		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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