93 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 93 Haverhill Rd, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,044 sqft · built 1977
Lot Size	0.124 acres (5,384 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,500 (Jun 1992)
Tax Bill	$2,105 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-119354`

Property Details

APN / Parcel Number

Primary APN	`01-119354`
Alternative APNs	`1119354` `119354`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,044 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,384 sqft (0.124 acres)
Lot Dimensions	121 ft deep x 45 ft wide
Deck Area	256 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	119354
Street Address	93 HAVERHILL RD
City	JOPPA
State	MD
Zip	21085-4731
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 117 A 45/44X121 93 HAVERHILL ROAD JOPPATOWNE SC 6 PT 24/64
Legal Subdivision	JOPPATOWNE
Legal Block	71
Legal Lot Number	117A
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	93 HAVERHILL RD, JOPPA, MD 21085-4731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 23, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Aug 14, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 1992 · Amount on Record
Deed Sale	Jun 23, 1992 · Amount on Record
Prior Sale	Nov 25, 1985 · Amount on Record
Deed Book / Page	1832 / 1027
Transfer Doc	0000000682
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	93 HAVERHILL RD, JOPPA, MD 21085-4731
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 HAVERHILL RD, JOPPA, MD 21085-4731

Mortgage

Document Number	0158040129
Date	Jan 25, 2023
Book Page	15804/129

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	93 HAVERHILL RD, JOPPA, MD 21085-4731
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135070129
Date	Oct 23, 2019
Book Page	13507/0129

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	93 HAVERHILL RD, JOPPA, MD 21085-4731
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140390122
Date	Aug 14, 2020
Book Page	14039/122

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,105.00 (+10.79%) Homeowner's exemption	$193,200 (+15.14%)	$202,600 (+16.17%) Land $55,000 Building $147,600
2025	$1,900.00 (+8.2%) Homeowner's exemption
2023		$167,800	$174,400 Land $55,000 Building $119,400
2022	$1,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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