Harford County property record for 87 Haverhill Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,044 sqft · built 1977 |
| Lot Size | 0.123 acres (5,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (May 2026) |
| Tax Bill | $2,025 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-127500 |
| Primary APN | 01-127500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,044 sqft Total Area |
| Basement Area | 391 sqft |
| Finished Basement | 391 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,340 sqft (0.123 acres) |
| Lot Dimensions | 120 ft deep x 44 ft wide |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 127500 |
|---|---|
| Street Address | 87 HAVERHILL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4731 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 118B 45/44X120 87 HAVERHILL ROAD JOPPATOWNE S6 PT 24/64 |
| Legal Subdivision | JOPPATOWNE PT 5 SEC VI |
| Legal Block | 71 |
| Legal Lot Number | 87,118B |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records · APN 01-127500
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 28, 2026 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORPORATION |
| Sep 06, 2023 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| May 05, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Aug 03, 2015 · Amount on Record |
| Deed Book / Page | 17143 / 324 |
| Prior Transfer Date | Apr 30, 2021 |
| Prior Transfer Doc | 0147270249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 28, 2026 |
| Property Address | 87 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0171430324 |
| Book / Page | 17143 / 324 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | GOLDSTAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 87 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Investor | Possibly a Property Investor |
| Document Number | 1714000331, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 17143/331 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 1714000353, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 17143/353 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 87 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 87 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0160250199 |
|---|---|
| Date | Sep 06, 2023 |
| Book Page | 16025/199 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 05, 2021 |
| Property Address | 87 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0147270249 |
| Book / Page | 14727 / 249 |
| Map Reference | MB HDC24 FO 64 |
| Instrument Date | Apr 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 87 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0014727254 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 14727/254 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 23, 2020 |
| Property Address | 87 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0142830452 |
| Book / Page | 014283 / 000452 |
| Instrument Date | Oct 09, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 HAVERHILL RD JOPPA MD 210854731, JOPPA, MD 21085-4731 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,467 (+5.27%) | $216,800 (-) Land $55,000 Building $161,800 | |
| 2025 | $2,025.00 (+8.06%) | $196,133 (+9.63%) | $216,800 (+16.68%) Land $55,000 Building $161,800 |
| 2023 | $178,900 | $185,800 Land $55,000 Building $130,800 | |
| 2022 | $1,874.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 206 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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