Harford County property record for 95 Haverhill Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,622 sqft · built 1978 |
| Lot Size | 0.123 acres (5,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (May 2022) |
| Tax Bill | $2,100 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-129791 |
| Primary APN | 01-129791 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,622 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,340 sqft (0.123 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 129791 |
|---|---|
| Street Address | 95 HAVERHILL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4731 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 116B 45/44X120 95 HAVERHILL ROAD JOPPATOWNE S6 P 24/64 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 71 |
| Legal Lot Number | 95,116B |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records · APN 01-129791
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed, Transfer · FHA Mortgage MERIDIAN BANK |
| Feb 10, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on Record |
| Deed Sale | May 27, 2022 · Amount on Record |
| Prior Sale | Nov 03, 1995 |
| Deed Book / Page | 15532 / 342 |
| Prior Transfer Date | Dec 23, 2021 |
| Prior Transfer Doc | 0153620235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 27, 2022 |
| Property Address | 95 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0155320342 |
| Book / Page | 15532 / 342 |
| Map Reference | LB HDC24 FO 64 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2022 |
| Title Company | GUARANTEED TRUST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0155320351 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 15532-0351 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Number | 0155320368 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 15532/368 |
| Name | JARRETTSVILLE FEDERAL SLA |
|---|---|
| Type | Bank |
| Address | JARRETTSVILLE, MD 21084 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 10, 2022 |
| Property Address | 95 HAVERHILL RD, JOPPA, MD 21085-4731 |
| Document Number | 0153620235 |
| Book / Page | 15362 / 235 |
| Map Reference | LB HDC 24 FO 64 |
| Instrument Date | Dec 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 OLD SOUND RD, JOPPA, MD 21085-4524 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,100 (+5.49%) | $226,300 (-) Land $55,000 Building $171,300 | |
| 2025 | $2,100.00 (+9.2%) | $203,900 (+10.46%) | $226,300 (+17.44%) Land $55,000 Building $171,300 |
| 2023 | $184,600 | $192,700 Land $55,000 Building $137,700 | |
| 2022 | $1,923.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 206 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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