93 Front St, Palm Coast, FL 32137 Property Records

Flagler County property record for 93 Front St, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,806 sqft · built 2003
Lot Size	0.548 acres (23,914 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (Mar 2022)
Tax Bill	$15,340 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2835-00000-0100`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2835-00000-0100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,806 sqft Heated Area
Gross Area	4,002 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,914 sqft (0.548 acres)
Lot Width	80 ft Width
Driveway	Driveway
Driveway Area	400 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	384 sqft
Deck Area	960 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	93 FRONT ST
City	PALM COAST
State	FL
Zip	32137-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONT STREET PHASE V LOT 10 OR 693 PG 819 OR 744 PG 1277 OR 1627/837 OR 1960/1636
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	FRONT STREET PHASE V
Legal Phase	5
Legal Lot Number	10
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4004
Census Tract	60301

Owner

93 Front St is owned by an individual who bought it in March 2022.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	45 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Aug 20, 2013 · Amount on File
Deed Document Number	2022013513
Deed Book / Page	2667 / 1350
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 15, 2022
Property Address	93 FRONT ST, PALM COAST, FL 32137-1459
Document Number	0026671350
Book / Page	2667 / 1350
Map Reference	MB 31 PG 56
Instrument Date	Mar 3, 2022
Instrument	2022013513
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 LOWER OVERLOOK RD, 9, GILLETTE, NJ 07933-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804

Mortgage

Document Number	0026671352
Date	Mar 15, 2022
Instrument	2667/1352

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 93 Front St was $15,340.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,340.00	$844,053 Land $312,000 Building $532,053	$844,053 Land $312,000 Building $532,053
2023	$17,057.00 (+9.34%)	$830,098 (+15.35%) Land $312,000 Building $518,098	$830,098 (+15.35%) Land $312,000 Building $518,098
2022	$15,600.00	$719,617 Land $298,800 Building $420,817	$719,617 Land $298,800 Building $420,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20