Flagler County property record for 88 Front St, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,821 sqft · built 2017 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $85,000 (Aug 2015) |
| Tax Bill | $7,003 (2025) |
| Deeds & Mortgages | Mar 2017 Loan Modification Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-31-2832-00000-0940 |
| Primary APN | 15-11-31-2832-00000-0940 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,821 sqft Living Area |
| Gross Area | 3,799 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,710 sqft (0.177 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 308 sqft |
| Pool Area | 865 sqft |
| Deck Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 88 FRONT ST |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRONT STREET PHASE II LOT 94 OR 693 PG 819 OR 698 PG 269 OR 699 PG 1666-CD OR 923 PG 917 OR 1133 PG 1098-CD OR 923/917 OR 1156/967 OR 2079/1344 OR 2256/1500-TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 15 |
| Legal Subdivision | FRONT STREET PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 94 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 60301 |
88 Front St is owner-occupied and held in a trust since February 2017.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 88 FRONT ST, PALM COAST, FL 32137-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2017 | Loan Modification, Mortgage · Conventional Mortgage AMERIS BK |
| Jan 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2015 · Amount on File |
| Deed Sale | Aug 10, 2015 · Amount on File |
| Prior Sale | Oct 18, 2004 · Amount on File |
| Deed Document Number | 201524295 |
| Deed Book / Page | 2079 / 1344 |
| Last Transfer Date | Feb 23, 2017 |
| Transfer Doc | 0022561500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 88 FRONT ST, PALM COAST, FL 32137-1450 |
| Document Number | 0021961024 |
| Book / Page | 002196 / 001024 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 88 FRONT ST PALM COAST FL 321371450, PALM COAST, FL 32137-1450 |
| Document Number | 0021961024 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 002196/001024 |
| Instrument | 11504 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 31, 2018 |
| Property Address | 88 FRONT ST, PALM COAST, FL 32137-1450 |
| Document Number | 0022561500 |
| Book / Page | 002256 / 001500 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 3836 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 88 FRONT ST PALM COAST FL 321371450, PALM COAST, FL 32137-1450 |
The 2025 property tax bill for 88 Front St was $7,003 with a homeowner's exemption, down 28.4% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,003.00 (-28.39%) Homeowner's exemption | $428,519 | $608,022 Land $135,500 Building $472,522 |
| 2024 | $9,779.00 (+3.72%) | ||
| 2023 | $9,428.00 (+3.91%) Homeowner's exemption | $404,313 (+3%) | $613,755 (+16.64%) Land $125,000 Building $488,755 |
| 2022 | $9,073.00 Homeowner's exemption | $392,537 | $526,190 Land $130,000 Building $396,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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