95 Front St, Palm Coast, FL 32137 Property Records

Flagler County property record for 95 Front St, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,600 sqft · built 2002
Lot Size	0.548 acres (23,871 sqft)
Owner	Individual Name on File
Last Sale	$955,000 (May 2022)
Tax Bill	$13,566 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2835-00000-0110`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2835-00000-0110`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	2,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,871 sqft (0.548 acres)
Lot Width	80 ft Width
Driveway	Concrete Driveway
Driveway Area	400 sqft
Pool Area	200 sqft
Deck Area	617 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	95 FRONT ST
City	PALM COAST
State	FL
Zip	32137-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONT STREET PHASE V LOT 11 OR 693 PG 819 OR 745 PG 1948 OR 1694/671-RDMAN KIMBERLY THOMPSON
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	FRONT STREET PHASE V
Legal Phase	5
Legal Lot Number	11
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4004
Census Tract	60301

Owner

95 Front St is owned and occupied by an individual who bought it in May 2022.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	95 FRONT ST, PALM COAST, FL 32137-1459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	May 23, 2001 · Amount on File
Deed Document Number	202223057
Deed Book / Page	2683 / 1515
Prior Transfer Date	Nov 24, 2008
Prior Transfer Doc	0016940671
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 4, 2022
Property Address	95 FRONT ST, PALM COAST, FL 32137-1459
Document Number	0026831515
Book / Page	2683 / 1515
Map Reference	MB 31 PG 56
Instrument Date	Apr 29, 2022
Instrument	2022023057
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$6,685.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 MONKSTONW ROAD, 64, ST JOHN XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 W FRANKLIN AVE, NAPERVILLE, IL 60540-4458

Tax Assessment & Valuation

The 2025 property tax bill for 95 Front St was $13,566, down 16.7% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,566.00 (-16.66%)	$746,430 Land $312,000 Building $434,430	$746,430 Land $312,000 Building $434,430
2024	$16,277.00 (+6.02%)
2023	$15,353.00 (+10.18%)	$745,910 (+18.44%) Land $312,000 Building $433,910	$745,910 (+18.44%) Land $312,000 Building $433,910
2022	$13,935.00	$629,777 Land $298,800 Building $330,977	$629,777 Land $298,800 Building $330,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20