Monmouth County and Middletown Township property record for 93 Florence Ave, Leonardo, NJ 07737
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 941 sqft · built 1928 |
| Lot Size | 0.064 acres (2,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Oct 2020) |
| Tax Bill | $6,450 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Feb 2015 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00306-0000-00028 |
| Primary APN | 32-00306-0000-00028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 941 sqft Living Area |
| 1st Floor Area | 724 sqft |
| Basement Area | 448 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,801 sqft (0.064 acres) |
| Lot Dimensions | 112 ft deep x 25 ft wide |
| Deck Area | 314 sqft |
| Sewer | Connected |
|---|
| Account Number | 531 |
|---|---|
| Street Address | 93 FLORENCE AVE |
| City | LEONARDO |
| State | NJ |
| Zip | 07737-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | OCEAN VIEW |
| Legal Block | 306 |
| Legal Lot Number | 28 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 800400 |
93 Florence Ave is owned and occupied by an individual who bought it in October 2020.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 93 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Grant Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG |
| Feb 27, 2015 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on File |
| Deed Sale | Oct 29, 2020 · Amount on File |
| Prior Sale | Aug 10, 1990 · Amount on File |
| Deed Document Number | 2020127389 |
| Deed Book / Page | 9453 / 1880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 29, 2020 |
| Property Address | 93 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Document Number | 0000127389 |
| Book / Page | 009453 / 001880 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 127389 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 FLORENCE AVE LEONARDO NJ 077371013, LEONARDO, NJ 07737-1013 |
| Document Number | 127390 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 009453/001941 |
| Instrument | 127390 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 93 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Document Number | 0000137770 |
| Instrument Date | Feb 27, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 93 FLORENCE AVE LEONARDO NJ 077371013, LEONARDO, NJ 07737-1013 |
| Document Number | 0000137770 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 000001/000003 |
| Instrument | 137770 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 17, 2050 |
The 2025 property tax bill for 93 Florence Ave was $6,450, up 22.3% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,700 (+15.29%) Land $340,100 Building $120,600 | $460,700 (+15.29%) Land $340,100 Building $120,600 | |
| 2025 | $6,450.00 (+22.27%) | $399,600 Land $280,100 Building $119,500 | $399,600 Land $280,100 Building $119,500 |
| 2024 | $5,275.00 | ||
| 2023 | $285,600 Land $190,300 Building $95,300 | $285,600 Land $190,300 Building $95,300 | |
| 2022 | $4,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 93 Florence Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 91 (1978–2018) |
| Claims Outside the SFHA | 8 of 91 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 93 Florence Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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