Monmouth County and Middletown Township property record for 87 Florence Ave, Leonardo, NJ 07737
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,458 sqft · built 1928 |
| Lot Size | 0.13 acres (5,650 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,164 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00306-0000-00025-02 |
| Primary APN | 32-00306-0000-00025-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 770 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 5,650 sqft (0.13 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | 140 sqft |
| Sewer | Connected |
|---|
| Account Number | 731 |
|---|---|
| Street Address | 87 FLORENCE AVE |
| City | LEONARDO |
| State | NJ |
| Zip | 07737-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 306 |
| Legal Lot Number | 25.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 800400 |
87 Florence Ave is owned and occupied by an individual.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI VALLEY NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 87 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 87 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Document Number | 0097581709 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 9758/1709 |
| Instrument | 2025076869 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 87 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Document Number | 0000039273 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 87 FLORENCE AVE LEONARDO NJ 077371013, LEONARDO, NJ 07737-1013 |
| Document Number | 0000039273 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 009407/005601 |
| Instrument | 39273 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 16, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 87 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Document Number | 0000031521 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 87 FLORENCE AVE LEONARDO NJ 077371013, LEONARDO, NJ 07737-1013 |
| Document Number | 0000031521 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 009219/000446 |
| Instrument | 31521 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2047 |
The 2025 property tax bill for 87 Florence Ave was $8,164, up 19.9% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,500 (+12.2%) Land $380,100 Building $187,400 | $567,500 (+12.2%) Land $380,100 Building $187,400 | |
| 2025 | $8,164.00 (+19.88%) | $505,800 Land $320,100 Building $185,700 | $505,800 Land $320,100 Building $185,700 |
| 2024 | $6,810.00 | ||
| 2023 | $368,600 Land $217,500 Building $151,100 | $368,600 Land $217,500 Building $151,100 | |
| 2022 | $6,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Florence Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 91 (1978–2018) |
| Claims Outside the SFHA | 8 of 91 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Florence Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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