Monmouth County and Middletown Township property record for 89 Florence Ave, Leonardo, NJ 07737
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1933 |
| Lot Size | 0.064 acres (2,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jan 2020) |
| Tax Bill | $6,401 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00306-0000-00026 |
| Primary APN | 32-00306-0000-00026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 462 sqft |
| Upper Floors Area | 36 sqft |
| Basement Area | 414 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,801 sqft (0.064 acres) |
| Lot Dimensions | 112 ft deep x 25 ft wide |
| Deck Area | 80 sqft |
| Sewer | Connected |
|---|
| Old Parcel Number | 3201162000000003 |
|---|---|
| Street Address | 89 FLORENCE AVE |
| City | LEONARDO |
| State | NJ |
| Zip | 07737-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | CONOVER FARM |
| Legal Block | 306 |
| Legal Lot Number | 26 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 800400 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jan 21, 2020 | Grant Deed, Transfer · Conventional with PMI FAMILY FIRST FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on Record |
| Deed Sale | Jan 21, 2020 · Amount on Record |
| Prior Sale | Aug 11, 1998 · Amount on Record |
| Deed Document Number | 20207421 |
| Deed Book / Page | 9392 / 2600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 89 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC R |
| Name | Verified Name |
|---|
| Document Number | 0094920195 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 9492/195 |
| Instrument | 2021042893 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 21, 2020 |
| Property Address | 89 FLORENCE AVE, LEONARDO, NJ 07737-1013 |
| Document Number | 0000007421 |
| Book / Page | 009392 / 002600 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 7421 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | TITLE LINK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 FLORENCE AVE LEONARDO NJ 077371013, LEONARDO, NJ 07737-1013 |
| Document Number | 7422 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 009392/002606 |
| Instrument | 7422 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,700 (+15.41%) Land $340,100 Building $117,600 | $457,700 (+15.41%) Land $340,100 Building $117,600 | |
| 2025 | $6,401.00 (+22.46%) | $396,600 (+30.98%) Land $280,100 Building $116,500 | $396,600 (+30.98%) Land $280,100 Building $116,500 |
| 2024 | $5,227.00 (+6.28%) | ||
| 2023 | $302,800 Land $190,300 Building $112,500 | $302,800 Land $190,300 Building $112,500 | |
| 2022 | $4,918.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 91 (1978–2018) |
| Claims Outside the SFHA | 8 of 91 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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