Okaloosa County property record for 93 Dolphin St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,108 sqft · built 1977 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Company Name on Record |
| Last Sale | $614,000 (Apr 2021) |
| Tax Bill | $9,845 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6134-3 |
| Primary APN | C56-000-589-6134-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 2,325 sqft |
| 1st Floor Area | 1,643 sqft |
| Upper Floors Area | 465 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1980 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
| Porch Area | 217 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 93 DOLPHIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BEACH S/D LOT 11 BLK 27 |
| Legal Subdivision | CRYSTAL BEACH S/D |
| Legal Block | 27 |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7901 4TH ST N, 300, SAINT PETERSBURG, FL 33702-4399 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone Second Mortgage CITIZENS TRUST BANK |
| Apr 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on Record |
| Deed Sale | Apr 9, 2021 · Amount on Record |
| Prior Sale | Mar 30, 2015 · Amount on Record |
| Deed Document Number | 20213445147 |
| Deed Book / Page | 3538 / 1699 |
| Last Transfer Date | Aug 9, 2022 |
| Transfer Doc | 0036373815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 93 DOLPHIN ST, DESTIN, FL 32541-3636 |
| Document Number | 0036373815 |
| Book / Page | 3637 / 3815 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 3571571 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | CHAMPIONSHIP TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7901 4TH ST N # N300, 7901, SAINT PETERSBURG, FL 33702-4305 |
| Name | Verified Name |
|---|---|
| Address | 7901 4TH ST N STE 300, 300, SAINT PETERSBURG, FL 33702-4399 |
| Document Number | 0036373819 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 3637/3819 |
| Instrument | 3571573 |
| Name | CITIZENS TRUST BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30343 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 9, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 9, 2021 |
| Property Address | 93 DOLPHIN ST, DESTIN, FL 32541-3636 |
| Document Number | 0035381699 |
| Book / Page | 3538 / 1699 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 3445147 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,298.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1151 BAY CT, 1151, DESTIN, FL 32541-1637 |
| Name | Verified Name |
|---|---|
| Address | 93 DOLPHIN ST, DESTIN, FL 32541-3636 |
| Document Number | 35381701 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 3538/1701 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,845.00 (+1.7%) | $831,297 (+2.59%) Land $566,284 Building $265,013 | $831,297 (+2.59%) Land $566,284 Building $265,013 |
| 2023 | $9,680.00 (+22.73%) | $810,327 (+23.8%) Land $513,822 Building $296,505 | $810,327 (+23.8%) Land $513,822 Building $296,505 |
| 2022 | $7,887.00 | $654,554 Land $467,111 Building $187,443 | $654,554 Land $467,111 Building $187,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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