Okaloosa County property record for 90 Dolphin St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,946 sqft · built 2014 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,097 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-053-3099-7 |
| Primary APN | C56-001-053-3099-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,946 sqft Living Area |
| Gross Area | 4,167 sqft |
| 1st Floor Area | 1,282 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
| Porch Area | 539 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 90 DOLPHIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BEACH S/D LOT 9 BLK 26 |
| Legal Subdivision | CRYSTAL BEACH S/D |
| Legal Block | 26 |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 23308 |
90 Dolphin St is owned by a company that acquired it in May 2021 and is owner-occupied.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 90 DOLPHIN ST, DESTIN, FL 32541-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Mar 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PROGRESS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 21, 2021 |
| Transfer Doc | 0035501336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 90 DOLPHIN ST, DESTIN, FL 32541-3647 |
| Document Number | 0035501336 |
| Book / Page | 3550 / 1336 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | May 21, 2021 |
| Instrument | 3459532 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 90 DOLPHIN ST, DESTIN, FL 32541-3647 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 8, 2021 |
| Property Address | 90 DOLPHIN ST, DESTIN, FL 32541-3647 |
| Document Number | 0035303360 |
| Book / Page | 3530 / 3360 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 3435944 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 DOLPHIN ST, DESTIN, FL 32541-3647 |
| Document Number | 0035303362 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 3530/3362 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 90 Dolphin St was $7,097 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,097.00 Homeowner's exemption Widower's exemption | $643,342 | $1,262,177 Land $566,284 Building $695,893 |
| 2023 | $6,731.00 (+1.49%) Homeowner's exemption Widower's exemption | $607,001 (+3%) | $1,248,080 (+13.93%) Land $513,822 Building $734,258 |
| 2022 | $6,632.00 Homeowner's exemption Widower's exemption | $589,321 | $1,095,509 Land $467,111 Building $628,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Dolphin St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 90 Dolphin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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