Bergen County and Garfield City property record for 93 Commerce St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,850 sqft · built 1910 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Mar 1995) |
| Tax Bill | $9,633 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00057-0000-00040 |
| Primary APN | 21-00057-0000-00040 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,850 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 3,746 sqft (0.086 acres) |
| Account Number | 001182 |
|---|---|
| Street Address | 93 COMMERCE ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-1851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | 3746 SF |
| Legal Block | 57 |
| Legal Lot Number | 40 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 21500 |
93 Commerce St is owned by an individual who bought it in March 1995.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1929 RT 1, WESTTOWN, NY 10998 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 1995 · Amount on File |
| Deed Sale | Mar 30, 1995 · Amount on File |
| Deed Book / Page | 7777 / 102 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 93 Commerce St was $9,633, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,900 (-) Land $106,200 Building $170,700 | $276,900 (-) Land $106,200 Building $170,700 | |
| 2025 | $9,633.00 (+4.25%) | $276,900 Land $106,200 Building $170,700 | $276,900 Land $106,200 Building $170,700 |
| 2024 | $9,240.00 | ||
| 2023 | $276,900 Land $106,200 Building $170,700 | $276,900 Land $106,200 Building $170,700 | |
| 2022 | $8,636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 93 Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 93 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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