Bergen County and Garfield City property record for 104 Commerce St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 1951 |
| Lot Size | 0.035 acres (1,516 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Apr 2003) |
| Tax Bill | $7,219 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00036-0000-00038-02 |
| Primary APN | 21-00036-0000-00038-02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 1,516 sqft (0.035 acres) |
| Account Number | 006485 |
|---|---|
| Street Address | 104 COMMERCE ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | 1514 SF |
| Legal Block | 36 |
| Legal Lot Number | 38.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 21500 |
Source: Bergen County and Garfield City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 COMMERCE ST, GARFIELD, NJ 07026-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2003 · Amount on Record |
| Deed Sale | Apr 28, 2003 · Amount on Record |
| Deed Book / Page | 8571 / 198 |
| Record Updated | Oct 29, 2026 |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,500 (-) Land $72,700 Building $134,800 | $207,500 (-) Land $72,700 Building $134,800 | |
| 2025 | $7,219.00 (+4.26%) | $207,500 (-) Land $72,700 Building $134,800 | $207,500 (-) Land $72,700 Building $134,800 |
| 2024 | $6,924.00 (+7%) | ||
| 2023 | $207,500 Land $72,700 Building $134,800 | $207,500 Land $72,700 Building $134,800 | |
| 2022 | $6,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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