Bergen County and Garfield City property record for 64 Commerce St, Garfield, NJ 07026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.256 acres (11,130 sqft) |
| Owner | Company Name on File |
| Last Sale | $217,001 (Dec 1993) |
| Tax Bill | $19,260 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00048-01-00028 |
| Primary APN | 21-00048-01-00028 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Concrete Block |
| Lot Area | 11,130 sqft (0.256 acres) |
| Account Number | 006507 |
|---|---|
| Street Address | 64 COMMERCE ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3025 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 11128 SF 29-30 |
| Legal Block | 48.01 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21600 |
64 Commerce St, a commercial property, is owned by a company that acquired it in July 2024.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 64 COMMERCE ST, GARFIELD, NJ 07026-3025 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 1993 · Amount on File |
| Deed Sale | Dec 3, 1993 · Amount on File |
| Last Transfer Date | Jul 24, 2024 |
| Transfer Doc | 0053060616 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 64 Commerce St was $19,260, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,600 (-) Land $333,800 Building $219,800 | $553,600 (-) Land $333,800 Building $219,800 | |
| 2025 | $19,260.00 (+4.25%) | $553,600 Land $333,800 Building $219,800 | $553,600 Land $333,800 Building $219,800 |
| 2024 | $18,474.00 | ||
| 2023 | $553,600 Land $333,800 Building $219,800 | $553,600 Land $333,800 Building $219,800 | |
| 2022 | $17,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 Commerce St in Zone X, an area of minimal flood risk, though there have been 81 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 81 (1980–2021) |
| Claims Outside the SFHA | 8 of 81 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 64 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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