93 Bluewater Dr, Moneta, VA 24121 Property Records

Franklin County property record for 93 Bluewater Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,660 sqft · built 2002
Lot Size	0.386 acres (16,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,250 (May 2023)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047 02-048 00`

Property Details

APN / Parcel Number

Primary APN	`047 02-048 00`
Alternative APN	`13515`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,825 sqft (0.386 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	528 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	236 sqft
Deck Area	108 sqft
Patio Area	308 sqft
Shed	1 Shed
Shed Area	80 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	13515
Street Address	93 BLUEWATER DR
City	MONETA
State	VA
Zip	24121-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	BLUEWATER BAY LOT 6 BLOCK 1 SECTION 1
Legal Subdivision	BLUEWATER BAY
Legal Block	1
Legal Lot Number	6
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1010
Census Tract	20103

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	93 BLUEWATER DR, MONETA, VA 24121-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Nov 14, 2022	Intrafamily Transfer, Transfer
Mar 16, 2022	Deed of Distribution, Transfer
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Sep 9, 2014 · Amount on Record
Deed Document Number	20232358
Deed Book / Page	1198 / 863
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	0011921038
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 2, 2023
Property Address	93 BLUEWATER DR, MONETA, VA 24121-2734
Document Number	0011980863
Book / Page	1198 / 863
Map Reference	MB 5 PG 200&201
Instrument Date	Apr 25, 2023
Instrument	230002358
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	93 BLUEWATER DR, MONETA, VA 24121-2734

Mortgage

Document Number	0230002359
Date	May 2, 2023
Instrument	230002359

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Nov 14, 2022
Property Address	93 BLUEWATER DR, MONETA, VA 24121-2734
Document Number	0011921038
Book / Page	1192 / 1038
Map Reference	MB 5 PG 200&201
Instrument Date	Oct 7, 2022
Instrument	220008312
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	93 BLUEWATER DR, MONETA, VA 24121-2734

March 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FRANKLIN VA
Recording Date	Mar 16, 2022
Property Address	93 BLUEWATER DR, MONETA, VA 24121-2734
Document Number	0011810127
Book / Page	1181 / 127
Map Reference	MB 5 PG 200&201
Instrument Date	Mar 14, 2022
Instrument	220002123
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 BLUEWATER DR, MONETA, VA 24121-2734

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	93 BLUEWATER DR, MONETA, VA 24121-2734
Document Number	0011552327
Instrument Date	Jan 26, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 BLUEWATER DR MONETA VA 241212734, MONETA, VA 24121-2734

Mortgage

Document Number	0011552327
Date	Jan 27, 2021
Book Page	001155/002327
Instrument	882

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	93 BLUEWATER DR, MONETA, VA 24121-2734
Document Number	0011310301
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 BLUEWATER DR MONETA VA 241212734, MONETA, VA 24121-2734

Mortgage

Document Number	0011310301
Date	Nov 26, 2019
Book Page	001131/000301
Instrument	7717

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,408.00 (+38.26%)	$792,700 (+96.16%) Land $200,000 Building $592,700	$792,700 (+96.16%) Land $200,000 Building $592,700
2023	$2,465.00	$404,100 (-) Land $195,000 Building $209,100	$404,100 (-) Land $195,000 Building $209,100
2022		$404,100 Land $195,000 Building $209,100	$404,100 Land $195,000 Building $209,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

May also be available: SMLW Broadband, Verizon.

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