79 Bluewater Dr, Moneta, VA 24121 Property Records

Franklin County property record for 79 Bluewater Dr, Moneta, VA 24121

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 2019
Lot Size	0.4 acres (17,443 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Apr 2017)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047 02-049 00`

Property Details

APN / Parcel Number

Primary APN	`047 02-049 00`
Alternative APN	`13516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,443 sqft (0.4 acres)
Terrain	Rolling
View / Lot	Waterfront
Driveway	Concrete Driveway

Exterior Amenities

Porch	Patio
Porch Area	352 sqft
Deck Area	120 sqft
Shed	1 Shed
Storage Building	900 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	13516
Street Address	79 BLUEWATER DR
City	MONETA
State	VA
Zip	24121-2734
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RC1
Legal Description	BLUEWATER BAY LOT 5 BLOCK 1 SECTION 1
Legal Subdivision	BLUEWATER BAY
Legal Block	1
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1010
Census Tract	20103

Owner

79 Bluewater Dr, a mobile home, is owned and occupied by an individual who bought it in April 2017.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	79 BLUEWATER DR, MONETA, VA 24121-2734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Oct 22, 2019	Trustee's Deed, Construction Loan · Construction Mortgage F&M MTG
Apr 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Deed Document Number	20172147
Deed Book / Page	1091 / 887
Prior Transfer Date	Feb 7, 2017
Prior Transfer Doc	0010910887
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	79 BLUEWATER DR, MONETA, VA 24121-2734
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BLUEWATER DR, MONETA, VA 24121-2734

Mortgage

Document Number	0011952096
Date	Feb 23, 2023
Book Page	1195/2096
Instrument	230000923

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	79 BLUEWATER DR, MONETA, VA 24121-2734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011430138
Date	Jul 21, 2020
Book Page	1143/138
Instrument	200005008

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 22, 2019
Property Address	79 BLUEWATER DR, MONETA, VA 24121-2734
Document Number	0011290592
Book / Page	001129 / 000592
Instrument Date	Oct 17, 2019
Instrument	6725
Transaction Type	Construction Loan
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BLUEWATER DR MONETA VA 241212734, MONETA, VA 24121-2734

Mortgage

Document Number	11290592
Date	Oct 22, 2019
Book Page	001129/000592
Instrument	6725

Lender

Name	F&M MTG
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 21, 2020

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 7, 2017
Property Address	79 BLUEWATER DR, MONETA, VA 24121-2734
Document Number	0010910887
Book / Page	001091 / 000887
Instrument Date	Feb 7, 2017
Instrument	2147
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$12.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 AERO WAY ROSAMOND CA 935606349, ROSAMOND, CA 93560-6349

Tax Assessment & Valuation

The 2025 property tax bill for 79 Bluewater Dr was $1,889.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00	$439,400 Land $200,000 Building $239,400	$439,400 Land $200,000 Building $239,400
2023	$160.00	$345,400 (-) Land $195,000 Building $150,400	$345,400 (-) Land $195,000 Building $150,400
2022		$345,400 Land $195,000 Building $150,400	$345,400 Land $195,000 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Bluewater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Bluewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

May also be available: SMLW Broadband, Verizon.

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