93 5th St, Waynesville, NC 28786 Property Records

Haywood County property record for 93 5th St, Waynesville, NC 28786

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,140 sqft · built 1945
Lot Size0.179 acres (7,806 sqft)
Owner2 Individual Names on Record
Last Sale$99,500 (May 2005)
Tax Bill$810 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN8605-76-7242

Property Details

APN / Parcel Number

Primary APN8605-76-7242
Alternative APN
  • 171038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,140 sqft Heated Area
Gross Area1,536 sqft
1st Floor Area1,140 sqft
Utility Area72 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleConventional
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area7,806 sqft (0.179 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number171038
Street Address93 5TH ST
CityWAYNESVILLE
StateNC
Zip28786-4172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSND
Legal Description93 FIFTH ST
Legal SubdivisionBESSIE ATKINS
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group1
Census Block1010
Census Tract920900

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 BUG HOLLOW RD, WAYNESVILLE, NC 28786-3087
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2005 · Amount on Record
Deed SaleMay 31, 2005 · Amount on Record
Deed Document Number2005623997
Deed Book / Page632 / 80
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address93 5TH ST, WAYNESVILLE, NC 28786-4172
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 5TH ST, WAYNESVILLE, NC 28786-4172

Mortgage

Document Number0010960150
DateOct 12, 2023
Book Page1096/150
Instrument2023008846
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 5, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityWaynesville Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,500 (-) Land $18,900 Building $99,600
2025$810.00$118,500 (-) Land $18,900 Building $99,600$118,500 (-) Land $18,900 Building $99,600
2023$118,500 Land $18,900 Building $99,600$118,500 (-) Land $18,900 Building $99,600
2021$118,500 Land $18,900 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims41 (2000–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 21 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WAYNESVILLE
serves 19,758 people · EPA ID NC0144010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on 5th St

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