75 5th St, Waynesville, NC 28786 Property Records

Haywood County property record for 75 5th St, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1940
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$149,500 (Jun 2017)
Tax Bill	$1,147 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8605-76-8145`

Property Details

APN / Parcel Number

Primary APN	`8605-76-8145`
Alternative APN	`222190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Heated Area
Gross Area	1,542 sqft
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	222190
Street Address	75 5TH ST
City	WAYNESVILLE
State	NC
Zip	28786-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSND
Legal Description	#53-54 BESSIE S ATKINS
Legal Subdivision	BESSIE ATKINS
Legal Unit	53
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	1
Census Block	1010
Census Tract	920900

Owner

75 5th St is owned and occupied by an individual who bought it in June 2017.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	75 5TH ST, WAYNESVILLE, NC 28786-4172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Sep 12, 2016 · Amount on File
Deed Document Number	20175928
Deed Book / Page	931 / 1470
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 30, 2017
Property Address	75 5TH ST, WAYNESVILLE, NC 28786-4172
Document Number	0009311470
Book / Page	931 / 1470
Instrument Date	Jun 30, 2017
Instrument	2017005928
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 283, LAKE JUNALUSKA, NC 28745-0283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 5TH ST, WAYNESVILLE, NC 28786-4172

Mortgage

Document Number	2017005929
Date	Jun 30, 2017
Instrument	2017005929

Lender

Name	ENTEGRA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 75 5th St was $1,147.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,800 (-) Land $20,100 Building $159,700
2025	$1,147.00	$179,800 Land $20,100 Building $159,700	$179,800 Land $20,100 Building $159,700
2023		$179,800 Land $20,100 Building $159,700	$179,800 Land $20,100 Building $159,700
2021			$179,800 Land $20,100 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	41 (2000–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 21 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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