Haywood County property record for 87 5th St, Waynesville, NC 28786
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 844 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Apr 2022) |
| Tax Bill | $1,761 (2025) |
| Deeds & Mortgages | May 2019 Construction Loan Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8605-76-7187 |
| Primary APN | 8605-76-7187 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 844 sqft Heated Area |
| Gross Area | 1,666 sqft |
| 1st Floor Area | 844 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 272408 |
|---|---|
| Street Address | 87 5TH ST |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786-4172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSND |
| Legal Description | 87 FIFTH ST |
| Legal Subdivision | BESSIE ATIKINS |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 920900 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 5TH ST, WAYNESVILLE, NC 28786-4172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2019 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Apr 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Prior Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 20223560 |
| Deed Book / Page | 1059 / 942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 87 5TH ST, WAYNESVILLE, NC 28786-4172 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009730623 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 973/0623 |
| Instrument | 2019004139 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 1, 2022 |
| Property Address | 87 5TH ST, WAYNESVILLE, NC 28786-4172 |
| Document Number | 0010590942 |
| Book / Page | 1059 / 942 |
| Map Reference | CAB C SL 8007 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2022003560 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87TH 5TH STREET, WAYNESVILLE, NC 28786 |
| Name | Verified Name |
|---|---|
| Address | 87 5TH ST, WAYNESVILLE, NC 28786-4172 |
| Document Number | 0001059945 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 1059/945 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | May 30, 2018 |
| Property Address | 87 5TH ST, WAYNESVILLE, NC 28786-4172 |
| Document Number | 0009521445 |
| Book / Page | 952 / 1445 |
| Map Reference | CAB C SL8007 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018004658 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1551 WESLEY CREEK RD, 1551, CLYDE, NC 28721-9178 |
| Name | Verified Name |
|---|---|
| Address | 87 5TH ST, WAYNESVILLE, NC 28786-4172 |
| Document Number | 2018004659 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018004659 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2028 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Waynesville Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,300 (-) Land $18,900 Building $272,400 | ||
| 2025 | $1,761.00 | $291,300 (-) Land $18,900 Building $272,400 | $291,300 (-) Land $18,900 Building $272,400 |
| 2023 | $291,300 Land $18,900 Building $272,400 | $291,300 (-) Land $18,900 Building $272,400 | |
| 2021 | $291,300 Land $18,900 Building $272,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 41 (2000–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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