93 2nd St, Shelby, OH 44875 Property Records

Richland County property record for 93 2nd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1900
Lot Size	0.187 acres (8,159 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Jul 2024)
Tax Bill	$946 (2025)
Deeds & Mortgages	May 2005 Mortgage Mar 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-08-121-16-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-121-16-000`
Alternative APN	`08093`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	532 sqft
Basement Area	228 sqft
Unfinished Basement	228 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	160 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	60 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	93 2ND ST
City	SHELBY
State	OH
Zip	44875-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	812 51 X 160
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4018
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	93 2ND ST, SHELBY, OH 44875-1038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 2, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK
Mar 6, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	May 17, 2004 · Amount on Record
Deed Document Number	20246800
Deed Book / Page	3017 / 778
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	93 2ND ST, SHELBY, OH 44875-1038
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01511/0771
Date	May 2, 2005
Book Page	1511/0771
Instrument	200500007497

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Oct 21, 2005

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	93 2ND ST, SHELBY, OH 44875-1038
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01620/0401
Date	Mar 6, 2006
Book Page	1620/0401
Instrument	200600003563

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank
Address	119 S SANDUSKY AVE, BUCYRUS, OH 44820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year TN
Margin	2

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$946.00	$25,410 (-) Land $3,490 Building $21,920
2024	$946.00 (-5.12%)	$25,410 (-) Land $3,490 Building $21,920
2023	$997.00 (+0.3%)	$25,410 (+11.84%) Land $3,490 Building $21,920	$72,600 (+11.83%) Land $9,980 Building $62,620
2022	$994.00	$22,720 Land $3,630 Building $19,090
2020			$64,920 Land $10,380 Building $54,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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